🚀 go-pugleaf

In article <1hlb941ck5lar7jbdk2oobi7bsfvslkopf@4ax.com>, 
scottenaztlan@yahoo.com says...
> In message <MPG.22ff8330d6583fcd989f5d@news.individual.net>, krw
> <krw@att.bizzzzzzzzzz> wrote:
> 
> >In article <3nga94lshqv5qsia8eaiav42ssp56eogod@4ax.com>, 
> >scottenaztlan@yahoo.com says...
> >> In message <betatron-C1F9F4.10172802082008@news.ftupet.com>, max
> >> <betatron@earthlink.net> wrote:
> >> 
> >> >In article <1op894dlug579ta3lscglk4evv7c9veoul@4ax.com>,
> >> > Scott in SoCal <scottenaztlan@yahoo.com> wrote:
> >> >
> >> >> Punitive fees are a standard method of training in our society. You
> >> >> violate the law while driving your car, you pay a fine. You pay your
> >> >> bills late, you get charged a late fee. You fail to properly manage
> >> >> your checking account and bounce a payment, you pay an NSF fee. For
> >> >> most people this is a learning experience: a little bit of pain
> >> >> teaches them to pay more attention and they at least TRY not to do it
> >> >> again. 
> >> >> 
> >> >> So basically what you call "fucking people over" is actually a
> >> >> valuable educational experience, one which I approve of 100%.
> >> >
> >> >You are simply wrong.  The "NSF" fees of today are not the NSF fees of 
> >> >20 years ago.   They are a carefully engineered series of tripwires 
> >> >designed to extract the maximum amount of money possible.   
> >> 
> >> Sure, what used to be purely punitive has evolved into a profit
> >> center. But that fact does not lessen the educational value; if
> >> anything, the higher cost makes the lesson that much more memorable.
> >
> >Some people learn from pain, some by the threat of pain.  Some never 
> >learn.
> 
> And banks have learned to profit handsomely from that latter category.

Yes.

> Is that wrong?

If people refuse to learn, no.

-- 
Keith