🚀 go-pugleaf

In article <betatron-825614.02261901082008@news.ftupet.com>,
 max <betatron@earthlink.net> wrote:

> In article <ko35949b1nba66qgk3hjg024brcr26vdgu@4ax.com>,
>  Scott in SoCal <scottenaztlan@yahoo.com> wrote:
> 
> > 
> > If you spend some money on your debit card, you should subtract the
> > amount of your purchase from your running account balance, right? You
> > spend $5, you write $5 in your check ledger and subtract $5 frmo your
> > available balance. So even if the CTA fails to actually withdraw the
> > money from your account for a little while, it's not a problem because
> > you have already counted that money as spent. So assuming you actually
> > had the money in your account in the first place, how can you possibly
> > get an overdraft? How can any of these charges be considered
> > "unexpected?"
[...]
> I'll let some better versed take it from here: 
> <http://consumerist.com/search/overdraft/>.  Heavy-up on this. 

sort by date: 
<http://consumerist.com/search/overdraft/bydate/?timerange=all>

here's a great one from the above link.
<http://consumerist.com/5015904/help-the-gas-station-froze-100-for-12-of-
gas-and-my-rent-check-bounced>.  Think any chicago gas stations do this?

debit-holds are virtually invisible to the card holder.  99% have no 
idea if there's a hold on their account. 

.max

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