🚀 go-pugleaf

In article <2gvas3hlq280ln9pmh6gjdnnmto60uh13h@4ax.com>, Scott in SoCal wrote:
> On Tue, 26 Feb 2008 23:54:23 -0600, tetraethylleadREMOVETHIS@yahoo.com
> (Brent P) wrote:
> 
>>In article <1kh9s3tl2g15ungnofmrs17q9cikek559g@4ax.com>, Scott in SoCal wrote:
>>> On Tue, 26 Feb 2008 09:59:03 -0600, tetraethylleadREMOVETHIS@yahoo.com
>>> (Brent P) wrote:
>>> 
>>>>In article <nfa8s3t0lvq7504co8go7gspeee77nafac@4ax.com>, Scott in SoCal wrote:
>>>>> On Mon, 25 Feb 2008 22:28:09 -0600, tetraethylleadREMOVETHIS@yahoo.com
>>>>> (Brent P) wrote:
>>>>> 
>>>>>>In article <r5s6s3pu4jrcru0hfpc9lf22kevedggvp6@4ax.com>, Scott in SoCal wrote:
>>>>>>> 
>>>>>>> http://www.flickr.com/photos/caural/2289848908/
>>>>>>> http://www.flickr.com/photos/caural/2289848912/
>>>>>>
>>>>>>I don't see why that is an endorsement of neighborhood busy body control 
>>>>>>freaks. Do you really think such people are going to do anything but tell 
>>>>>>them to 'f... off'?  
>>>>> 
>>>>> HOAs are backed up with CC&Rs, which basically means if you ignore the
>>>>> violation notices the HOA can fine you, and if you refuse to pay the
>>>>> fines the HOA can sieze your property.
>>>>> 
>>>>> Eventually the problem WILL be solved.
>>>>
>>>>I think you missed something, the guy with zero equity in the property. 
>>>>See they tell you to fuck off. 
>>> 
>>> Go look up what happens when an HOA attaches a lien to a piece of
>>> real estate and the owner refuses to pay. Do you suppose the homeboys
>>> get to remain in the house once they no longer own it?
>>
>>Yeah... mortgage company #1 is owned 180,000, mortgage company #2 is owed 
>>another 50,000.... the lien from the HOA is what? $500. Yeah... good 
>>luck.

> Doesn't matter if it's $1 - if they don't pay it, they can force the
> house into forclosure to satisfy the lien. And they do - that's one of
> the "horror stories" that people who don't like HOAs are constantly
> regurgitating.

Those people have equity. When you're talking about someone who decorates 
his house such as the one pictured, odds are you're dealing with the 
'sub-prime'. When someone has no equity, 100% financing and basically 
paying interest only if they are paying at all, the HOA has effectively 
has no recourse. They are last on the list of creditors by a long shot. 

Go ahead, foreclose on them.... then deal with the banks (if they were 
paying the banks at all)... 

The laws for condo associations, home owner associations, etc were set up 
under the idea that everyone had some significant amount of money tied up 
in their property. A federal reserve dropping bags of money from the sky 
and the resulting housing bubble fed by 100% financing threw a monkey 
wrench into the works.  
 
>>>>Change the oil in that vette of yours in your driveway and see how fast 
>>>>that can change. 

>>> First of all, my driveway is sloped and not suitable for any sort of
>>> work that requires raising an automobile. All such work is done in my
>>> garage. And yes I have changed the oil in my Vette inside of my
>>> garage; so far not a peep from anybody.
>>
>>Door open? 
 
> At times. I don't leave it open too long, however, as there is a law
> (not a HOA rule, but an actual city ordinance) which prohibits leaving
> your garage door open longer than necessary. :)

So basically you have to hide in your garage to change the oil. I thought 
so. Can't even enjoy the sun shine while working on your car. You can 
keep your HOA crap.