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Article #714Re: 4MB $49 8MB $97 16MB $229
From: Jim
Date: Thu, 11 Apr 1996 00:00
Date: Thu, 11 Apr 1996 00:00
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2483 bytes
The "higher prices" associated with credit cards include the merchant account monthly fee, which is negotiable down to $zero, and the fee per charge, which is typically below 2 % if you shop for a merchant account. That's not very much money, and is way less than the 3% charge many vendors try to stick you with. On the other hand, most consumers prefer credit card usage because of the protection it affords them from deals that can go wrong, and the ability to pay for purchases over time instead of all at once, and the convenience of doing a deal without having to go to the bank for a cashier's check. Typically, a vendor's business will increase dramatically when they can take credit cards. Usually, business increases enough to more than offset the 2 % charge, even for commodity products like DRAM, because they can then buy in greater quantities and get a better price. Since it's easier to get a merchant account than it is to get a credit card, what does that tell you about the creditworthiness of vendors who can't take plastic?
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X-Google-Language: ENGLISH,ASCII-7-bit X-Google-Thread: 10a2df,e03570488653beea X-Google-Attributes: gid10a2df,public X-Google-Thread: 10a33e,e03570488653beea X-Google-Attributes: gid10a33e,public X-Google-Thread: 10fcc9,e03570488653beea X-Google-Attributes: gid10fcc9,public X-Google-Thread: 102b99,e03570488653beea X-Google-Attributes: gid102b99,public X-Google-Thread: 107037,e03570488653beea X-Google-Attributes: gid107037,public X-Google-Thread: 1085ff,e03570488653beea X-Google-Attributes: gid1085ff,public X-Google-Thread: fd959,e03570488653beea X-Google-Attributes: gidfd959,public X-Google-Thread: f4e13,e03570488653beea X-Google-Attributes: gidf4e13,public From: Jim <jstrohm@texas.net> Subject: Re: 4MB $49 8MB $97 16MB $229 Date: 1996/04/11 Message-ID: <4kjcak$e2g@newsgate.sps.mot.com> X-Deja-AN: 146941923 references: <4kerik$o7e@ganja.nol.net> <DpMoEt.7MD@compat.Compatible.COM> <4kj1t0$qna@ari.ari.net> <DppF8w.4FG@rsvl.unisys.com> content-type: text/plain; charset=us-ascii organization: IdeaSource x-url: news://newsgate/DppF8w.4FG@rsvl.unisys.com mime-version: 1.0 newsgroups: misc.forsale.computers.memory,houston.forsale,alt.sys.pc-clone.dell,ny.forsale,az.forsale,nj.forsale,alt.forsale,austin.forsale,balt.forsale,alt.sys.pc-clone.micron,alt.sys.pc-clone.gateway2000,alt.sys.pc-clone.zeos,alt.sys.pc-clone.acer x-mailer: Mozilla 1.12(Macintosh; I; PPC)