🚀 go-pugleaf

dmostrom@auratek.UUCP (Douglas E. Mostrom) writes:
>I would expect that these people
>would be insured, so that if they, say, fell through my ceiling and broke
>their leg, they a) would pay their own hospital bills, and b) would fix
>the hole they created.  (Is this a reasonable expectation?)

I don't know the answer to the above, but in this litigious society, I
would start with the opposite assumption.

But, if you own a house, you probably already have sufficient liability
insurance to cover the value of the house.  This a typical requirement
of mortgage lenders.  Liability insurance is bundled with fire/theft
insurance (at least, it was when I was a homeowner).

Ask.  USENET isn't really authoritative on matters like these.  Only
an attorney or your insurance broker can give you reliable advice.

-rich