🚀 go-pugleaf

Hello, out there in the net land.

This is what my problem is:
I would like a 10MHz IBM PC/AT with 20 MB Hard disk, one 1.2 Mb floppy, one
360K floppy, a tape back-up system, a color monitor, a good multi-function
card, a 1200 baud modem and all the necessary interfaces and lots of
software, but unfortunately I can only afford the modem. Actually, I would 
probably be able to afford a bit more, but I would rather not spend the
6,000.00 that the IBM people would want me to spend on the system.  I looked
into some of the compatibles, but the 99% rather than 100% compatibility
really scares me.  Is 99% enough? What will not work?  Of course, the prices
are really attracive, but the old phrase 'you get what you pay for' is a big
turn off.  
	Is there a list of price/quality ratios for the PC, compatibles
and other hardware?  Is there anybody who can relate (from personal
expreience, not a magazine article) some information on particular PC
configuration? (I mean like IBM box, Sugart hard drive, etc...).
Basically I'm interested in the best price/quality ratio.