=== THE MUNZING CALIFORNIA MORTGAGE RATE REPORT ===

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1 total messages Started by Mike Munzing, Your Home Loan Exp... Fri, 18 Aug 1995 00:00

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Author: Mike Munzing, Your Home Loan Exp...
Date: Fri, 18 Aug 1995 00:00

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===================================================
==  THE MUNZING CALIFORNIA MORTGAGE RATE REPORT  ==
===================================================

		Rates Effective:  August 17, 1995			

====================================================
Current ARM Index�s				
===================
1 Yr. T-Bill:	5.710      11th Dist COFI:	5.179
6 Mo. LIBOR:	5.906	     6 Mo. C.D.:		5.760
�New� LAMA: 	5.782      PRIME RATE:		8.750
====================================================

�DON�T FORGET!!  WITH THE ADJUSTABLES CONTINUING TO RISE,
IT�S STILL A GREAT TIME TO REFINANCE YOUR ADJUSTABLE 
RATE MORTGAGE!!  CALL ME FOR RATE OPTIONS.�

FHA & VA GOVERNMENT LOAN PROGRAMS 
====================================================
Loan Programs			Rate			Points
=============			=======		======
FHA 30 Year Fixed Rate		8.500%		0.000	
VA  30 Year Fixed Rate		8.500%		0.000
FHA 1 Year T-Bill ARM		6.750%		0.000	
VA  1 Year T-Bill ARM		6.750%		0.000
====================================================

CONFORMING LOAN PROGRAMS (up to $203,150)
====================================================
Loan Programs			Rate			Points
=============			=======		======
30 Year Fixed Rate		8.000%		1.000
15 Year Fixed Rate		7.375%		1.000
30 Year w/ 2-1 Buydown		6.750%		1.000
30 Yr. Fxd / Due in 5 Yrs	7.125%		1.000
30 Yr. Fxd / Due in 7 Yrs	7.250%		1.000
1 Year T-Bill ARM			5.875%		0.000
6 Month C.D. ARM			5.750%		0.000
====================================================


JUMBO LOAN PROGRAMS (up to $1 Million on most Prgms)
====================================================
Loan Programs			Rate			Points
=============		     =======		======
30 Year Fixed Rate		8.500%		0.750
15 Year Fixed Rate		7.750%		1.000
5/1 - 5 Yr Fxd to 1 Yr ARM	7.500%		1.000
7/1 - 7 Yr Fxd to 1 Yr ARM	7.750%		1.000
1 Year T-Bill ARM			5.875%		0.000
6 Month C.D. ARM			5.750%		0.000
====================================================

==== Disclaimer ====
Due to the many variables that affect the calculation of the APR,  I
have not quoted it for the rates above, but I would be happy to quote
the APR for any specific transaction scenario or rate that you may be
evaluating.

==== Notice - Fix that Adjustable Rate Mortgage ====
Don�t miss the opportunity of getting a No Points & No Fees refinance
loan to replace the Adjustable Rate Mortgage that you may have gotten
over the past few years.  Fixed Rate Loans are coming down fast and may
not stay low for long.

Once Again, In an effort to help you keep up to date on the interest
rates in today�s market, I have listed a number of the more popular
loan programs above.  I hope that you find this information helpful and
if you have any other loan programs that you would like information on,
or if you have any other financing or qualifying questions, feel free
to send me an e-mail or call me at the number below and I will get the
details right back to you.

Thank You!

Mike Munzing
�Your Loan Guy!�
THE MORTGAGE STORE FINANCIAL


-- 

>********************************************************************
>Mike Munzing				Phone:	714-975-1011
>The Mortgage Store Financial		Fax:	714-975-1250
>20301 Acacia St., Suite 150		Pager:	714-587-7566
>Newport Beach, CA  92660		inet:	munzing@ix.netcom.com
>********************************************************************
>

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