🚀 go-pugleaf

Break the chains of your mortgage with a revolutionary finance concept
that can cut the cost of home ownership by 50% to 60%! 

A new and revolutionary finance tool could help many more Americans
purchase homes of their own.  How this tool would work is detailed in
the new book Housing Partnerships: A New Approach to a Market at a
Crossroads, recently published by The MIT Press.  

The advent of Housing Partnerships stand to greatly improve how the
housing finance market functions through the acceptance and
institutionalization of �limited partnerships� between new and existing
home owners and financial institutions. 

How it works:  Instead of renting or buying an entire dwelling,
consumers could finance a percentage of a property, while the other
portion is financed by institutional investors, who provide equity
capital for the house in exchange for a proportion of the final sale
price.  The home buyer (the Managing Partner) and a financial
institution (the Limited Partner) would each own a fixed proportion of
the home, resulting in co-ownership.  The Managing Partner would live in
the entire home and when he or she decides to sell the house, potential
proceeds are split with the Limited Partner.

By financing a portion of a home, buyers can devote less time to saving
for down payments, greatly reduce their expenses with smaller mortgages
and retain more of their income to spend, and more importantly, save and
invest.  For the broader financial community, Partnership Markets would
provide new opportunities for institutional investors to diversify into
the residential real estate market; realtors to sell more homes, and the
federal government to offer innovative programs for public housing.

According to The New York Times, Housing Partnerships: A New Approach to
a Market at a Crossroads, and its analysis of this new market, shines a
spotlight on the current housing finance market's glaring shortcomings. 
And Investor's Business Daily says of the concept: �In an age when
markets are securitizing pollution credits and exotic bundles of
fixed-income instruments, helping people with their single most
important investment might be a natural.�

Information for consumers, realtors, banks and institutional investors
is available at our web page at:

		 http://www.housingpartnerships.com