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Article #872

Re: ATM fraud

#872
From: Paul A. Karger
Date: Fri, 11 Sep 1992 14:37
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In article <7161518255083@c00506-119rd.eos.ncsu.edu>, cddukes@c00506-119rd.eos.ncsu.edu (PakRat's Anonymous) writes:
|> One point worth making.  Even with an ATM card that challenges the 
|> machine to see if it is authentic, an individual could either tap
|> the keyboard and appropriate elements to find out who belongs
|> to the pin number.  Or design a front that records what is
|> going on and relays it to a a working secure machine.
|> 

All true - this is why the smart ATM card needs its own keyboard
and on-board encryption device.  Then the bi-directional challenges
are fully encrypted, and a completely bogus machine cannot interfere.
What this means is something like a credit-card sized calculator.

Certainly the ATM cards typically in use today in the US are insufficient.
Some of the European smart cards are approaching what is required, but
the real issue is building a smartcard with a keyboard that can survive
in a person's wallet or purse or whatever and doesn't cost significantly
more than current mag-stripe ATM cards.   This is a major engineering
challenge to the power and packaging people!!
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Message-ID: <1992Sep11.143716.12798@osf.org>
Path: arc1-ca.pugleaf.net!sparky!uunet!sun-barr!ames!elroy.jpl.nasa.gov!usc!snorkelwacker.mit.edu!paperboy.osf.org!osf.org!karger
References: <1992Sep8.115050.8694@cl.cam.ac.uk> <JIM.92Sep9125700@hunter.cs.strath.ac.uk> <6289@transfer.stratus.com> <7161518255083@c00506-119rd.eos.ncsu.edu>

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From: karger@osf.org (Paul A. Karger)
Subject: Re: ATM fraud
Message-ID: <1992Sep11.143716.12798@osf.org>
Sender: news@osf.org (USENET News System)
Organization: Open Software Foundation
References: <1992Sep8.115050.8694@cl.cam.ac.uk> <JIM.92Sep9125700@hunter.cs.strath.ac.uk> <6289@transfer.stratus.com> <7161518255083@c00506-119rd.eos.ncsu.edu>
Date: Fri, 11 Sep 1992 14:37:16 GMT
Lines: 19