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1 total messages Started by Cher Mon, 11 Oct 1999 00:00
Loan Closing Assistance
#35
Author: Cher
Date: Mon, 11 Oct 1999 00:00
191 lines
8686 bytes
It is very possible that we can help you. I need a little information from
you to send to the office in South  Carolina.
Please Read the following and  E-mail Me at: cher_l@bigfoot.com with any
questions.


Loan Pros


A South Carolina Company


550 Clifton Road, Sumter, SC 29153




Employment Information Telephone: 1-803-775-4066


Assistance With Your Loan Closing Please call 1-888-560-3532

ask for department number LP 1467


Fax: 803-775-3532


E-Mail: LoanPros4U@aol.com



Our business is saving you money!



  Loan Pros is a company comprised of former closing agents, lenders and
realtors who became tired of overcharging homeowners for mortgage loans. We
combined our knowledge of the mortgage industry and now work as a team to
negotiate lower closing costs for homeowners about to refinance. As former
mortgage professionals we know which fees are negotiable by just asking the
right questions. We have formed relationships with several credit card
companies and collection agencies which allows us to negotiate lower payoffs
on revolving debt and installment loans.

  There is no fee for our service unless we are able to save you money. If
we can't save you money.....there is absolutely no fee. It's that simple! If
we are able to assist you with a savings, our fee is based on a percentage
of the amount saved and is not collected until the time of closing. As a
homeowner, you have absolutely no risk by using our service. We've received
countless letters from customers stating "it's about time someone thought of
a service like this!"

  Everyday thousands of homeowners across the nation sit down at a closing
agent's office and "blindly" sign documents without really reviewing the
numbers. As former lenders we understand that the average person believes
that their loan originator is working in their best interest. However, there
is one fact that is true in every case: loan originators work for the lender
and their job is to make money for the lender. Many people don't realize
that most loan originators actually work on commission. Why would a loan
originator work to lower your closing costs if their paycheck comes from
your fees? Also, why would the closing agent work to have your fees lowered?
Closing agents make an excellent income closing mortgage loans. Lenders want
to work with closing agents who close their loans quickly and with little
questions. If a closing agent is in "good graces" with a lender then they
have a very profitable business. Many homeowners rely on their lender to
refer a closing agent.

  Just to give you a little background, up until the 1990's getting a
mortgage loan meant that you had to have "A" credit. In the 90's a whole new
form of lending opened up called "non-conforming". What "non-conforming"
lenders do is offer mortgage loans to people who do not "conform" to the
normal standards (i.e.: credit problems, self-employed, manufactured homes
just to name a few). While there is a great need for these non-conforming
lenders there is a major problem. The fees associated with these loans are
extraordinarily high. It is not at all unusual for a loan origination fee to
be 8 percent of the loan amount. This means that on a typical $60000.00 loan
the origination fee is $4800.00. The non-conforming lenders are able to
collect the fee by explaining that it is necessary to grant the loan. But
remember.....these originators work on commission. When a customer does
complain about the high fee it is sometimes lowered but only after RAISING
the interest rate! It is absolutely crazy what is going on in this industry.
If you sit down one evening and make a point of noticing, you will probably
see at least 4 commercials for mortgage companies trying to get homeowners
to refinance. It is a booming industry and it is not going to slow down in
the future. Unfortunately, there will always be homeowners with credit card
debt and credit problems. These homeowners aren't as concerned as they
should be with interest rates. As people try to get out from under the
burden of their credit card debt there will always be a need for
non-conforming.

  The average homeowner would be shocked at the fees that can be eliminated.
The fees are often referred to by lenders as "junk fees" when a homeowner
isn't listening. The lending institutions are taking advantage of homeowners
and depriving them of their home's equity. We know the secrets to having
these fees waived and put our knowledge to work for you. Every homeowner
needs an unbiased person with no ties to their lender or closing agent
reviewing the final figures before signing. We work for you to save you
money.







HOW DOES OUR SERVICE WORK?


 Our process is very simple: When your loan is pre-approved simply contact
us and give us the name and number for your lender, closing agent and any
credit card companies you may wish to be paid in full. We have two documents
signed: 1) a general release authorizing us to discuss your situation and 2)
a fee agreement setting forth the terms of our payment. AGAIN, IF WE ARE
UNABLE TO SAVE YOU MONEY - NO FEE IS CHARGED! Once we have the release we go
to work contacting the parties to reduce the closing fees. When the figures
have been finalized we submit an invoice to you and the closing agent for
our fee. The closing agent deducts our fee at closing and puts the rest of
the savings back in your pocket where it belongs!





HOW DO I REACH YOU?


 Through the Internet we are now helping customers across the nation. You
can do one of the following to have us go to work: 1) Send an e-mail to
LoanPros4U@aol.com and give us your name, phone number and best time to
call. To assist in our record keeping please be sure to reference the code
number ( LP1467 ) listed in any advertisement if you heard about our company
over the Internet or some other form of media. We will call you immediately
and fax two release documents so that we can begin working. 2) Give us a
call toll free at 1-888-560-3532 and speak with a loan consultant. Again,
please have your advertising code number when you call. OR 3) Contact the
person who sent you to this web site and let them know you're ready to have
us go to work. We need about 72 hours notice so that we will not in any way
delay your loan closing. The greater the notice the better, but you will not
be charged any higher fee simply due to a "rush job". We enjoy our work!
It's challenging for us to be on the "other end" working for the borrower
rather than the lender! Please rest assured that we are complete
professionals and in no way jeopardize your loan approval. We are not paid
if a loan does not close so our consultants are always professional and
courteous.


  We hope you'll take a moment and contact us before you go any further with
your loan. We've said it time and time again......every homeowner needs an
unbiased person reviewing the closing figures before they sign their loan
documents. This person needs to be someone employed by you with absolutely
no ties to your lender or closing agent. You have absolutely nothing to lose
and everything to gain by using Loan Pros. Tell your friends about us and
contact us today! We're changing the way lenders conduct business!

Contact us now by clicking below:


LoanPros4U@aol.com

You need the department number LP 1467


Loan Closing Assistance Call Toll Free 1-888-560-3532


Fax: 803-775-3532


550 Clifton Road, Sumter, SC 29153

 URLs
About Loan Pros: http://members.aol.com/loanpros4u
Training site: http://members.aol.com/loanpros4u/training1.htm
Joining site: http://members.aol.com/loanpros4u/contract1.htm

 EMPLOYMENT


Contact Cher_l@bigfoot.com for more information






--
This Gift is right for Everyone!! A family Photo but with a
bit of a ZING!!       A Photo Collage of YOU and your
Favorite  Family MEMBERS.     Really Cool!
  E-mail ME at:   Cher_l@msn.com   FOR DETAILS
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