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Article #2572

Re: Pre-Approved Credit Card Scam Household Bank

#2572
From: RB
Date: Thu, 02 Jan 2003 14:46
68 lines
4356 bytes
It is my understanding that it covers all 3, but I admit I'm not positive. I
will check on it.

On Wed, 01 Jan 2003 15:46:26 -0600, Huang Chung <WangChung@ev1.net> wrote:

|I took a look at it.  The problem with Privista is - on the credit
|monitor - is it not true that Privista  only monitors Equifax, not all
|three?  And viewing your credit report as often as you like - is that
|an Equifax-only report, which does not include TransUnion or Experian?
|
|Or do you only get to re-review the same report you pulled, say if you
|pull a 3-bureau report on 1-1-2003 and on 1-15-2003 you log in again,
|you can view the same one you already pulled, but not an updated
|report.  If you want current information on all three you'll need to
|pay again and re-pull all three.
|
|What is really needed is the ability to get emailed updates not just
|from one reporting agency but all three.  If my suspicions are
|correct, Privista only monitors Equifax.
|
|rex@inoli.com (RB) wrote:
|
|>Have you subscribed to the Privista service?  Theyw ill let you view your credit
|>report online as often as you wish.  I think you can also post corrections that
|>must be included.  Plus, if there are ever ANY inquiries or changes your your
|>personal credit you get a notification email. You also get periodic "No news is
|>good news" emails assuring you that nothing has changed.    I think it costs
|>about $50/year with the first month free.
|>
|>On Tue, 31 Dec 2002 15:33:55 -0600, Huang Chung <WangChung@ev1.net> wrote:
|>
|>|First of all - many thanks to all those who replied - I got some
|>|excellent advice from you folks.  While I was pondering I did a search
|>|for others with a similar problem and got several phone numbers.   I
|>|tried the company HQ at first and was transferred to an everlasting
|>|RNA (Ring no answer).  Next I tried 831-754-1400 (Household Credit
|>|services) and someone answered the phone and said they would delete
|>|the account and the credit inquiry.  If all goes as planned, I'm done.
|>|If not, I have saved your answers and will act accordingly.  Thanks so
|>|much once again.
|>|
|>|Intrigue1@spiritone.com wrote:
|>|
|>|(My stuff snipped)
|>|>
|>|>
|>|>  Ummm..No. That's a different legal matter..
|>|>
|>|>  However, I would be curious to find out (after all, it's just some
|>|>paperwork) and request a  copy of the "application" for the card.
|>|>
|>|>  I recall the time I signed a contract (Now this was a long time ago)
|>|>and the amount and signatures were not entered till way after I had
|>|>signed it. (I was younger and too trusting)
|>|>
|>|>  So, when they tried to come after me for the money ($1,084.00) I
|>|>pointed out that they had signed and dated it when they signed (3
|>|>months after I did) and this wouldn't hold up in court.
|>|>
|>|>  They never bothered me again...
|>|
|>|
|>|_____________________
|>|Spammers Persecuted
|
|
|_____________________
|Spammers Persecuted
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From: rex@inoli.com (RB)
Newsgroups: tx.general,dfw.general,houston.general,sat.general
Subject: Re: Pre-Approved Credit Card Scam Household Bank
Date: Thu, 02 Jan 2003 14:46:04 GMT
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