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Article #2576

Re: Pre-Approved Credit Card Scam Household Bank

#2576
From: Huang Chung
Date: Wed, 01 Jan 2003 21:46
63 lines
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I took a look at it.  The problem with Privista is - on the credit
monitor - is it not true that Privista  only monitors Equifax, not all
three?  And viewing your credit report as often as you like - is that
an Equifax-only report, which does not include TransUnion or Experian?

Or do you only get to re-review the same report you pulled, say if you
pull a 3-bureau report on 1-1-2003 and on 1-15-2003 you log in again,
you can view the same one you already pulled, but not an updated
report.  If you want current information on all three you'll need to
pay again and re-pull all three.

What is really needed is the ability to get emailed updates not just
from one reporting agency but all three.  If my suspicions are
correct, Privista only monitors Equifax.

rex@inoli.com (RB) wrote:

>Have you subscribed to the Privista service?  Theyw ill let you view your credit
>report online as often as you wish.  I think you can also post corrections that
>must be included.  Plus, if there are ever ANY inquiries or changes your your
>personal credit you get a notification email. You also get periodic "No news is
>good news" emails assuring you that nothing has changed.    I think it costs
>about $50/year with the first month free.
>
>On Tue, 31 Dec 2002 15:33:55 -0600, Huang Chung <WangChung@ev1.net> wrote:
>
>|First of all - many thanks to all those who replied - I got some
>|excellent advice from you folks.  While I was pondering I did a search
>|for others with a similar problem and got several phone numbers.   I
>|tried the company HQ at first and was transferred to an everlasting
>|RNA (Ring no answer).  Next I tried 831-754-1400 (Household Credit
>|services) and someone answered the phone and said they would delete
>|the account and the credit inquiry.  If all goes as planned, I'm done.
>|If not, I have saved your answers and will act accordingly.  Thanks so
>|much once again.
>|
>|Intrigue1@spiritone.com wrote:
>|
>|(My stuff snipped)
>|>
>|>
>|>  Ummm..No. That's a different legal matter..
>|>
>|>  However, I would be curious to find out (after all, it's just some
>|>paperwork) and request a  copy of the "application" for the card.
>|>
>|>  I recall the time I signed a contract (Now this was a long time ago)
>|>and the amount and signatures were not entered till way after I had
>|>signed it. (I was younger and too trusting)
>|>
>|>  So, when they tried to come after me for the money ($1,084.00) I
>|>pointed out that they had signed and dated it when they signed (3
>|>months after I did) and this wouldn't hold up in court.
>|>
>|>  They never bothered me again...
>|
>|
>|_____________________
>|Spammers Persecuted


_____________________
Spammers Persecuted
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From: Huang Chung <WangChung@ev1.net>
Newsgroups: tx.general,dfw.general,houston.general,sat.general
Subject: Re: Pre-Approved Credit Card Scam Household Bank
Date: Wed, 01 Jan 2003 15:46:26 -0600
Organization: Everybody Huang Chung Tonight
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