CD RATES

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1 total messages Started by Puppy of the Year Thu, 17 Nov 1994 22:14

Author: Puppy of the Year
Date: Thu, 17 Nov 1994 22:14

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For people who are interested, right now, rates on CDs of banks and
thrifts available through Merrill Lynch are higher than the national
average.

	TERM		INTEREST RATE 	ANNUAL PERCENTAGE YIELD

	3 month		5.15%			5.43%
	6 month		5.75%			5.83%
	1 year		6.27%			6.35%

The interest rates and annual percentage yield (APY) are as of
11/17/94 and are subject to availability and change.  A minimum
deposit of $1,000 is required.  In most cases, early withdrawal may
not be permitted, however, CDs can be liquidated in the secondary
market subject to market conditions.  APY may reflect a current
market discount.

In addition to high rates, purchasing your CDs through Merrill Lynch
brings you the benefit of
	- FDIC Insurance;
	- A wide selection of terms;
	- Liquidity; and
	- Convenience

Before you purchase CDs anywhere else, call me.  You'll discover
that not all CDs are alike.  The difference is Merrill Lynch.

Gary Yin
Financial Consultant

(619) 699-3888

P.S.  Our CMA money market fund yields 4.75% equivilent Annual Yield
as of 11/17/94.
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