🚀 go-pugleaf

This is the third time, and they send notices which scream in large
capitals that 'DOING NOTHING COULD MAKE THINGS WORSE'.

Writing to the Financial Services Ombudsman is a waste of time; I'd
probably just be told that it was a 'commercial decision' as happened
when Smile played games with my overdraft limit.

If it is happening to me, it will be happening to thousands of others.


Text of letter I'm about to send :- 


Dear Sirs,

My debts have always been a small percentage of my assets.

My indebtedness to the RBS was discharged in full in June of 2007, and
you sent a letter confirming this.

Since then, you have on three separate occasions sent Arrears notices,
despite being repeatedly told that I owe you nothing.

That you are incompetent has been made only too obvious in the press.

But this could be deliberate dishonesty; if some part of the RBS claims
that I and many others owe money, the non-existent loans can be kept on
the bank's books as assets; money the bank expects to eventually
recoup.

It could even be corruption; bank staff in a tight spot, people with
access to customer records, could be targeting people over a certain
age and attempting to get double payments to cover their own misdeeds.

Or they could hope to so damage someone's credit rating (and we're told
that banks exchange information about their customers) that he or she
might be forced to sell property at a knock-down price, perhaps to an
accomplice of those staff members.

If this matter is not immediately cleared up, I intend to bring a claim
in Small Claims Court.
-- 
Windmill,                                                Really t m i l l
TiltNot@Nonetel.com                                               @ O n e t e l
                                                                    . c o m