Article View: uk.finance
Article #28Re: Bank Charge Bonanza!
From: R. Mark Clayton
Date: Thu, 09 Nov 2006 15:03
Date: Thu, 09 Nov 2006 15:03
27 lines
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2754 bytes
<instinctsetfree@lycos.com> wrote in message news:1163064456.854103.270890@e3g2000cwe.googlegroups.com... I recently "went over" my overdraft "limit" by a few pounds and Natwest pounced on me with a charge of �28. This seems unbelievable to me. An overdraft limit should be just that but the banks pay a few pounds out of your acount when their is insuffient funds and then charge you �28! I asked the bank if they could make my overdraft limit more of a limit to prevent to prevent this happening in the future because to charge �28 it must have been a great inconvenience to the bank, and the reply was if someone tries to charge my account and there is not enough cash there the bank takes �38 from me for me not having enough money to pay the original person. I am currently choosing a new bank based on bank charges and am looking long term for an alternative to these high street thieves. This happed to us on our joint account when a cheque issued months before was presented unexpectedly causing an overdraft of a few pounds. My partner (first named) wrote and complained. No response. We closed the account.
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X-Google-Thread: fea97,8ce568ede6058f6c X-Google-Thread: 114a4e,8ce568ede6058f6c X-Google-Thread: fa844,8ce568ede6058f6c X-Google-Thread: 10a0c5,8ce568ede6058f6c X-Google-Thread: 114977,8ce568ede6058f6c X-Google-Attributes: gidfea97,gid114a4e,gidfa844,gid10a0c5,gid114977,public X-Google-Language: ENGLISH,ASCII Path: arc1-ca.pugleaf.net!g2news2.google.com!news3.google.com!news4.google.com!border1.nntp.dca.giganews.com!nntp.giganews.com!local01.nntp.dca.giganews.com!nntp.bt.com!news.bt.com.POSTED!not-for-mail NNTP-Posting-Date: Thu, 09 Nov 2006 09:02:57 -0600 From: "R. Mark Clayton" <nospamclayton@btinternet.com> Newsgroups: uk.finance,nz.general,alt.uk.law,aus.consumers,can.consumers References: <1163064456.854103.270890@e3g2000cwe.googlegroups.com> Subject: Re: Bank Charge Bonanza! Date: Thu, 9 Nov 2006 15:03:58 -0000 X-Priority: 3 X-MSMail-Priority: Normal X-Newsreader: Microsoft Outlook Express 6.00.2900.2869 X-MimeOLE: Produced By Microsoft MimeOLE V6.00.2900.2962 X-RFC2646: Format=Flowed; Original Message-ID: <PIidnRWi0MK_3s7YnZ2dnUVZ8sKdnZ2d@bt.com> Lines: 29 NNTP-Posting-Host: 213.122.54.165 X-AuthenticatedUsername: NoAuthUser X-Trace: sv3-pufJZIQHf9FjctR8sDlbtJ/DKMQbLMPz3LH533q7cDlK6rycaK7AjN4emx1JfPuiHrEd25zdIgC3JOv!ToLPLdUdgoci2Eh7GpjV82kIr8FMr0COfpoLQxuVPNYOhOKwjHnUHbbpiYYm2tc+Yy7tdO3CZy09 X-Complaints-To: abuse@btinternet.com X-DMCA-Complaints-To: abuse@btinternet.com X-Abuse-and-DMCA-Info: Please be sure to forward a copy of ALL headers X-Abuse-and-DMCA-Info: Otherwise we will be unable to process your complaint properly X-Postfilter: 1.3.32