Article View: uk.finance
Article #37Re: Bank Charge Bonanza!
From: Mark
Date: Tue, 14 Nov 2006 09:27
Date: Tue, 14 Nov 2006 09:27
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On 9 Nov 2006 01:27:36 -0800, "instinctsetfree@lycos.com" <instinctsetfree@lycos.com> wrote: >I recently "went over" my overdraft "limit" by a few pounds and Natwest >pounced on me with a charge of �28. This seems unbelievable to me. An >overdraft limit should be just that but the banks pay a few pounds out >of your acount when their is insuffient funds and then charge you �28! > >I asked the bank if they could make my overdraft limit more of a limit >to prevent to prevent this happening in the future because to charge >�28 it must have been a great inconvenience to the bank, and the reply >was if someone tries to charge my account and there is not enough cash >there the bank takes �38 from me for me not having enough money to pay >the original person. Complain to your bank - IME they will always reduce the charges. (My bank has the same policy. If you go over your overdraft limit they will charge you for each debit transaction (it is capped)). However they will up the overdraft limit without question! Get your bank to increase your limit to more than you can ever need. Mark
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X-Google-Thread: fea97,8ce568ede6058f6c X-Google-Thread: 114a4e,8ce568ede6058f6c X-Google-Thread: fa844,8ce568ede6058f6c X-Google-Thread: 10a0c5,8ce568ede6058f6c X-Google-Thread: 114977,8ce568ede6058f6c X-Google-Attributes: gidfea97,gid114a4e,gidfa844,gid10a0c5,gid114977,public X-Google-Language: ENGLISH,ASCII From: Mark <ihatespam@spam.spam.spam.spam> Newsgroups: uk.finance,nz.general,alt.uk.law,aus.consumers,can.consumers Subject: Re: Bank Charge Bonanza! Date: Tue, 14 Nov 2006 09:27:22 +0000 Message-ID: <bq2jl2lou73toqnig5le3uoroh2rgec03m@4ax.com> References: <1163064456.854103.270890@e3g2000cwe.googlegroups.com> X-Newsreader: Forte Agent 1.92/32.572 MIME-Version: 1.0 Content-Type: text/plain; charset=ISO-8859-1 Content-Transfer-Encoding: 8bit Lines: 23 Organization: Customer of PlusNet plc (http://www.plus.net) NNTP-Posting-Host: 2450df03.ptn-nntp-reader02.plus.net X-Trace: DXC=eQ@k6TFN>6AN\4cEF`;RkEigd3Y`7Rb;N37XnI;[OUCDG`jPeGcW;iK3omChiXm;=JD]@4kiAV2gI5HcQYgdc]_B X-Complaints-To: abuse@plus.net Path: arc1-ca.pugleaf.net!g2news2.google.com!news2.google.com!news4.google.com!border1.nntp.dca.giganews.com!nntp.giganews.com!newsfeed00.sul.t-online.de!t-online.de!feeder.news-service.com!feeder.news-service.com!feeder2.cambrium.nl!feeder3.cambrium.nl!feed.tweaknews.nl!138.195.8.3.MISMATCH!news.ecp.fr!ciril.fr!newsfeed.x-privat.org!nntp-peering.plus.net!ptn-nntp-feeder01.plus.net!ptn-nntp-spool01.plus.net!ptn-nntp-reader02.plus.net!not-for-mail