🚀 go-pugleaf

>and I see nothing wrong with it. The credit card companies make gross 
>amounts of money from all ends: they charge the vendor a percentage for 
>each transaction, they charge the consumer a yearly fee, and (most of 
>all) they charge usurious interest rates.

Scott Burn's recent Financial column wrote about what I and many do:

	In 1995, consumers put $600 billion on plastic, but only
	$361 billion was receivable at year-end and only $281 billion
	was actual interest-earning debt.  Why?  Because "convenience
	users" -- people who pay their cards in full each month --
	generated more than half of all credit card volume.

>If a vendor wants to offer a 
>cash discount--which is money that he would have lost anyhow had he 
>accepted payment by credit card--then I wish him the best. Why make the 
>fat greedy banks richer?

Frankly, I am just making a purchase.  If I see an add with 'discount
for cash', where I know I'll never pay cash, I'll just look elsewhere,
and there is a -lot- of where else to look.  I'd also expect that most
buying mail-order for anything bigger than a bread-box is using a credit 
card, and so any sort of cash-discount ad just looks deceptive to me.
And it doesn't stop there.  While I've found very few outright lies,
I am getting a large number of omissions -- not telling me what I want
to know by omitting an answer.  All these things matter to me.

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