🚀 go-pugleaf

Get Rich by SAVING

              Bad financial habits are the culprits of unncessary
hardship. You need to               create a nest egg for financial
peace of mind.

              Managers of Finacial Investments will agree that thousands
of               multi-millionaires made their fotunes by saving
regularly.

              People who never save and live only for the moment are
stuck in a certain               frame of mind. When they get extra
money they spend it as fast as               possible.

              A different thinking pattern needs to be developed. If you
just start               saving, even as little as R90,75 per month, you
are well on your way. As               you see your investments grow you
will become more enthusiastic about               saving. Slowly your
habits will change. You will think more carefully                  
about buying, and when you buy you should look out for things that
rpovide               capital growth.

              Here are a couple of simple rules to help you get into the
saving habit:

                   Find a private place where you can sit quietly every
month to                           organise your personal finances.
       
                   Open a file for all your income slips and all you
bank
                   statements 

                   Open another file for all your expense slips. It will
make your life                    easy if you list your regular monthly
expenses as well, and keep the                    list updated

                   Get yourself a large, hard cover exercise
book.........

                   Decide now on a savings vehicle....

                   balance your cheque book with your bank statements
every month.

                   Check your financial statements carefully.

                   Calculate the interest you are paying on your bond or
loans.

                   Revise your life assurance at least once a year.

                   Plan your pension.


              Call now! Tel +27 11 791 1251 and quote Ball Number 3006
                         
               


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Stephen Thomas
P O Box 4520, Randburg, 2125, South Africa
Tel: +27 11 888 5872, Fax: +27 11 888 5872
Cell: 083 325 2589
Mailto: stevet@cis.co.za
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