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Article #2126Re: OT:(ish)COMET "CREDIT" - BEWARE!!!!
From: Mighty Gof
Date: Sat, 11 Aug 2001 07:47
Date: Sat, 11 Aug 2001 07:47
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I went to Comet for a WS tv before I ended up buying it from the net, but they also offered me the same - 6 months interest free- go on sir- buy the fridge as well (we were moving house), in the end I didnt like the pressure and left- they are dodgy. Gof Loz <l.dolan@NILSVILLEvirgin.net> wrote in message news:sfYc7.15610$tq.1706855@news6-win.server.ntlworld.com... > http://comet.earthserv.com > Check out the above for more info. > > I'm interested in hearing of similar experiences before I write a serious > letter of complaint. > > Bought a nice WS/TV at Comet, went to pay with plastic whereby I was asked > if I wanted a store/finance card by which to acquire it credit instead. > Please Note: Being the 24th March I already had 5 weeks credit on my credit > card. This was in my hand at the time. > > I declined because I'm the kind of bod who always settles the credit card > bill at the end of every month and doesn't purchase anything unless the > money's in the bank (mortgage the only exception). Don't believe in paying > for time and like to keep it all tidy on one bill. > I explained I already had 5 weeks credit in my hand - ah but this was more > credit again it was argued. > > The words "6 months interest free credit" weakened my resolve and changed > the habit of a lifetime, I was lead into an office where a member of staff > extracted my financial details and had me sign the forms with the words "6 > months interest free credit" still echoing in my head. But apparently not > mentioned anywhere in the paperwork, which I was not asked to read before > signing and so trusted the situation. > > I received my first statement from the finance company - which showed > interest had been charged. I rang the store and was told that this was > normal and that the interest paid would be deducted from a final settlement > occuring within the six month period. Sigh of relief. > > Never comfortable with the situation, on receipt of my 4th statement I > called to pay off all the outstanding amount. Interest WAS charged and the > finance company claimed no awareness of any interest free terms. > I rang the store and asked what was going on, who now told me the same. > The paperwork I had signed made no mention of any interest free terms. > They do offer these terms on some items but not the goods that I had > purchased. > I suggested then that it was a mistake on their staffs' part, I refer now to > my first paragraph and my endeavours to avoid this type of deal. > The attitude from thereon was "You should have read what you signed" not > "You can take trust in what our staff tell you". Suggesting that a term of 6 > weeks may have been mentioned but not 6 months. > I explained my adversity to store finance/cards and my preference/attempt to > pay by credit card that would have allowed me 5 weeks credit anyway. 6 weeks > being NO incentive whatsoever. Nothing wrong with my hearing either. But - > 'no chance kiddo, we got your signature and that's all that matters'. > > It is my word against theirs obviously, but I know that I remember the > situation well as I was in a cautious frame of mind throughout and not too > comfortable with it. I remember how busy they were and how I had to walk > around to find and wait for a busy salesperson. > Their sales staff talk to hundreds of people a day, discussing thousands of > different goods and selections. I can see room for confusion occurring, > especially on a busy shopping day as it was, and I suggested this to them. > No chance, I was told. > The customer is apparently always wrong at Comet. > > Most of all though - their attitude absolutely stunk. > The manager, a David Neil was dismissive and avoided offering any assistance > as to a complaints procedure. His superior was 'uncontactable' and he would > suggest nothing other than that I was wasting his time and mine. He could > not explain the implications of the paperwork I had signed even though he > had a copy in front of him. Roughly translated as - the store manager can't > understand what the hell his customers are signing either! > > The bill has been settled interest and all, a bill that I would have payed > in full immediately and without penalty but for the misleading information > and false pretences. > > They had their chance though, I suggested that in the interest of goodwill > they could waiver the amount of the interest as I was certain it was a > mistake on their part that cost me, their customer, this money. > The last laugh is on Comet, every time I walk right past their door to line > the pockets of their competition. > > Please approach these situations with > caution!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! > Any responses, please also send privately if you wish for a reply. > > >
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X-Google-Language: ENGLISH,ASCII-7-bit X-Google-Thread: 114ca4,281081b21140ef60 X-Google-Attributes: gid114ca4,public X-Google-Thread: f8fb7,281081b21140ef60 X-Google-Attributes: gidf8fb7,public X-Google-Thread: 10f73f,281081b21140ef60 X-Google-Attributes: gid10f73f,public X-Google-Thread: 11474a,281081b21140ef60 X-Google-Attributes: gid11474a,public X-Google-Thread: f827e,281081b21140ef60 X-Google-Attributes: gidf827e,public X-Google-ArrivalTime: 2001-08-11 01:00:05 PST Path: arc1-ca.pugleaf.net!archiver1.google.com!newsfeed.google.com!newsfeed.stanford.edu!news.tele.dk!small.news.tele.dk!212.74.64.35!colt.net!dispose.news.demon.net!demon!btnet-peer0!btnet!news5-gui.server.ntli.net!ntli.net!news2-win.server.ntlworld.com.POSTED!not-for-mail From: "Mighty Gof" <gigmasters@hotmail.com> Newsgroups: alt.consumers,alt.consumers.experiences,free.uk.trade.electrical,uk.media.dvd,uk.people.consumers References: <sfYc7.15610$tq.1706855@news6-win.server.ntlworld.com> Subject: Re: OT:(ish)COMET "CREDIT" - BEWARE!!!! Lines: 103 X-Priority: 3 X-MSMail-Priority: Normal X-Newsreader: Microsoft Outlook Express 5.00.2615.200 X-MimeOLE: Produced By Microsoft MimeOLE V5.00.2615.200 Message-ID: <ex5d7.27905$e%3.3294329@news2-win.server.ntlworld.com> Date: Sat, 11 Aug 2001 08:47:39 +0100 NNTP-Posting-Host: 62.255.175.196 X-Complaints-To: abuse@ntlworld.com X-Trace: news2-win.server.ntlworld.com 997516490 62.255.175.196 (Sat, 11 Aug 2001 08:54:50 BST) NNTP-Posting-Date: Sat, 11 Aug 2001 08:54:50 BST Organization: ntlworld News Service