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Article #954

Legal Forms ! For Personal & Business !!

#954
From: Mmpc
Date: Wed, 14 Aug 1996 00:00
160 lines
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Dear Friend,

	How would you like to save hundreds, perhaps thousands, of dollars
in legal
costs and lawyers' fees in your day-to-day routine affairs?	

	How would you like to protect your legal rights as a homeowner,
landlord,
consumer, creditor, borrower, small business owner, employer or employee?

	How would you like to make sure that your personal assets are
protected and
your family is well taken care of in case something happened to you?	

	How would you like to bring order to your personal affairs and
make them
"legally correct" so that you'll have the full protection of the law when
you
need it?

Written Agreement - Essential

In this day and age, it has become vitally important that almost all of
our
day-to-day transactions are in written form for our own protection. 
Whether
you are dealing with a tenant, employee, business partner, creditor or
borrower, bank, IRS or other governmental agency, or even your own family
member, you need to "get it in writing."	

Let me give you some examples where a contract or agreement has to be in
written form in order to be valid.

	   All real property transactions - sale, purchase, transfer or
reconveyance
- have to be in written form.

	   A lease or tenancy for a period greater than one year is
generally
required to be a written agreement.

	   Most borrowing or lending transactions whether secured or
unsecured
should spell out terms and conditions in detail for the protection of both
parties.
	
	   Commonsense and prudence dictate that most business agreements
ranging
from forming a partnership to the sale of a business must be written in
precise language.

	   By the same token, many employer-employee agreements should
also be in
the form of a written contract.  Such a contract, be defining
responsibilities of each party, may head off potential problems in the
future.

Get the Full Protection of the Law

In many cases, unless your agreement is in writing and precisely worded,
you
may not have any recourse in a court of law.  Here are some other typical
situations where you can save money and protect your interests.

Various Situations Where You Can Use the Legal Forms

Let me show you some other typical situations in which the legal forms can
save you money and protect your interests.

	   As an owner of real property, if you wish to transfer, convey
or sell
property, you need many legal forms:  Grant Deed.  Warranty Deed.  Deed of
Trust.  Quit Claim Deed.  General Form of Contract for Sale of Real
Property.
Option to Buy.  Forms to put or remove a lien or reconvey the property.

	   If you're a landlord of residential or commercial property, you
need
forms that allow you to conduct your day-to-day business:  Month-to-Month
Tenancy Agreement.  Lease Agreement.  Rent Due Notice.  Termination of
Lease.

	   If you own a small business, you'll need:  General Business
Agreements.
Buy/Sell Agreement.  Bill of Sale.  UCC Financing Statement.  Agreement
for
Sale of Business.  Financial Worksheets.  Conditional Sales Contract.
Consignment Agreement.

	   Partnership Agreement.  Form a simple business partnership. 
Assign or
sell a partnership interest.  Sever a partnership.  Now you can save
hundreds
of dollars by using these precisely-worded, all-encompassing forms.

	   As an employer, you need to stay in compliance with various
state and
federal labor laws:  Employment Application.  Employment Agreement.
Independent Contractor Agreement.  Agreement with a Consultant.  Employee
Confidentiality Agreement.  Employee Non-Compete Agreement.  Notice of
Unsatisfactory Performance.  Termination of Employment.

	   In your dealings with a bank or lender, you'll need an income
statement
or balance sheet.

	   To help you collect what's owed to you, you may need
Consumer/Business
Credit Application to Final Notice Before Legal Action.  Other forms:
Request
for payment.  Notice of Overdue Account.  Transmittal for Collection.

	   Power of Attorney.  Limited or general.  These are forms you
need to
authorize someone to act in your behalf.  For instance, allow your agent
to
sell a particular stock or close an escrow while you're away.  Or grant
him
unlimited broad powers to handle all your transactions.

	   Contract for Sale of Personal Property.  Contract to Sell an
Automobile.
Bill of Sale.  Buying and Selling Goods.  Option to Purchase Personal
Property.

   	   In your personal area, you need forms for which attorneys
routinely
charge hundreds of dollars: Basic Will.  Codicil.  Ante nuptial Agreement.
Post nuptial Agreement.  Separation Agreement.  Deed of Gift.  Gift to
Minor.
Living Will, or one that allows you to donate organs or body for
transplant
or medical research.

What Do Attorneys Charge?	

Let's face it.  Most common transactions do not require the services of an
expensive attorney.  Buying or selling your home.  Leasing it to a tenant.
Collecting your rent or evicting a tenant for nonpayment.  Assigning a
power
of attorney to a friend while you're on a vacation.  Making a gift to your
son.  Selling your automobile.  Setting up a simple partnership agreement.
Hiring and firing your employees.  Now you can have at your fingertip all
the
forms you need to carry on your day-to-day affairs and have the benefit of
a
written document that spells out the terms and obligations of the parties.

P.S.  From personal experience, I know how vitally important it is to get
our
common, day-to-day transactions in writing, and I also know how hard it is
to
find just the right form you need without spending a bundle on attorneys'
fees.


For further information, Please send U.S. Postal Address to:

mmpc@aol.com
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From: mmpc@aol.com (Mmpc)
Subject: Legal Forms ! For Personal & Business !!
Date: 1996/08/14
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