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Article #490

Re: Better ways to handle cars

#490
From: David Chase
Date: Thu, 07 May 1992 00:06
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In article <1992May5.233733.3025@stb.info.com> michael@stb.info.com (Michael Gersten) writes:
>Given that you will need an auto at times, you have to have it
>insured.
>Once you have insurance, the cost per mile of a car is almost
...
>just the gas cost -- repairs are a small amout more.
>What if you could not have insurance unless you were driving?

> [outlines per-day scheme]

I think I'd prefer to pay it at the gas pump.  Less hassle with
turning the insurance on and off, and much more difficult to lie about
how much driving is done.  Problem is (in either scheme) it is highly
likely that someone else (a frequent driver, e.g.) will pay more, and
that person is unlikely to take kindly to being asked to pay more
(even if the new rate is fairer than the old).  The gas pump scheme
also penalizes people who drive inefficient cars.  This is "good" in
some ways, given that saving energy is alleged to be good, and given
that (all else being equal) I'd rather collide with a little car than
a big one, but bad in others (poor people are less able to obtain new
cars or maintain the ones that they already own).

David Chase
Sun
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References: <1992Apr27.172006.15271@pbhye.PacBell.COM> <1992Apr28.173145.5504@ads.com> <1992May5.233733.3025@stb.info.com>

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From: chased@rbbb.Eng.Sun.COM (David Chase)
Newsgroups: ca.environment,ba.transportation
Subject: Re: Better ways to handle cars
Message-ID: <l0gt51INNmv0@exodus.Eng.Sun.COM>
Date: 7 May 92 00:06:57 GMT
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References: <1992Apr27.172006.15271@pbhye.PacBell.COM> <1992Apr28.173145.5504@ads.com> <1992May5.233733.3025@stb.info.com>
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