🚀 go-pugleaf

In article <RLM.94Sep30092425@helen.surfcty.com> rlm@helen.surfcty.com (Robert L. McMillin) writes:

>... Unfortunately, thanks to contractions and mergers in
>financial services, BofA is frequently the only bank available in many
>neighborhoods.  I don't use them.  I recommend to anyone in search of a
>good place to put their money that they put their money elsewhere.

God, Robert, we finally agree on something. I was a Sec.Pac. customer 
'till they got swallowed. I gave up on BofA  when I kept finding more
and more Versatellers closed at preposterously early hours - like 7 pm
on La Brea near Beverly (in the heart of the Orthodox Jewish neighborhood -
not exactly your basic dangerous area), 10 pm at the Baldwin Hills
Crenshaw Plaza mall near my house, etc. etc. 

The maddening part was that Home Savings and Wells Fargo ATM's
ACROSS THE STREET from these BofA's could access the BofA account
(which meant that clearly the computers weren't down),
thus providing a handy way for BofA to charge you an extra $3 to
get at your money - all while BofA was advertising how many
ATM's they have and how you didn't have to use 'those other banks'
because there's always a BofA ATM nearby.

Then there was the change from a 30-day float to a 25-day float
on their Visa card, and the little trick of preparing the statement
on day N, then waiting until N+12 to mail them out, thus leaving
13 days (minus delivery, of course) to pay the bill. How very
convenient! They denied it, vehemently, but could not explain why
it was always 12 days from prep time to postmark. "It's the
post office's fault". Right. Sure.

When I closed the account, I had them bring the branch manager up
front and delivered this lecture to her in person. She told me she
was a former SecPac employee and was depressed at how many
former SecPac customers were fleeing BofA over this high-handed shit.
We commiserated over the demise of SecPac.
 
I've been very happy with Wells Fargo, thank you. Damn I never thought
I'd miss a BANK, but I miss SecPac.