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Article #22524

Re: state earthquake insurance tip

#22524
From: Craig E. Ward
Date: Thu, 09 Jan 1992 17:14
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In article <1992Jan7.231814.11144@clipper.ingr.com> ald@clipper.ingr.com (Al Date) writes:
>I dont want ridiculously expensive earthquake insurance ($400/ year?) OR this 
>state-mandated deductible coverage ($60 a year).  I reinforced my frame house
>with a couple hundred bucks worth of sheer-wall lumber and 
>foundation tie-straps instead.  If people took the money they spent on
>insurance, they could bring their houses up to code and beyond.

What bringing your home up to code will do for you is increase the
probability that it won't fall on top of you during an earthquake.  You
should not assume that the house will be *livable* after the quake.  As
another poster responded, even re-enforced buildings can suffer heavy damage.
-- 
Craig E. Ward <cew@venera.isi.edu> 	Slogan:	"nemo me impune lacessit"
USPS:	USC/Information Sciences Institute
	4676 Admiralty Way, Suite 1200
	Marina del Rey, CA 90292
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Path: arc1-ca.pugleaf.net!sparky!uunet!cs.utexas.edu!usc!isi.edu!cew
References: <1991Dec31.235319.16673@PA.dec.com> <1992Jan7.231814.11144@clipper.ingr.com>

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From: cew@isi.edu (Craig E. Ward)
Newsgroups: ca.general
Subject: Re: state earthquake insurance tip
Message-ID: <20455@venera.isi.edu>
Date: 9 Jan 92 17:14:18 GMT
References: <1991Dec31.235319.16673@PA.dec.com> <1992Jan7.231814.11144@clipper.ingr.com>
Reply-To: cew@venera.isi.edu (Craig E. Ward)
Distribution: ca
Organization: Information Sciences Institute, Univ. of So. California
Lines: 16
Summary: What "up to code" really means....