🚀 go-pugleaf

In article <36h4w-p@rpi.edu> night@acm.rpi.edu writes:
>In <9xh4#_k@rpi.edu> xor@clotho.acm.rpi.edu (Joe Schwartz) writes:
>>Are there any other banks in the Capital District that don't charge a
>>transaction fee when you use their ATM card on another bank's machine?
>
>Manufacturers Hanover doesn't.  Most of the time I use Marine Midland
>ATMs because they're more convenient.
>
>One caveat though: MHT just merged with Chemical Bank, so it's possible
>this could change.  I haven't seen any indication that they will start
>charging for ATM usage, but I haven't confirmed it with the bank either.

Thanks for the tip.  I called MHT and Chemical Bank to get the facts.
They have similar (probably identical) policies about ATM fees.

MHT said that there's no transaction fee for using another bank's ATM
within the "tri-state area".  Outside that area, they charge $1 to use
an ATM on the Cirrus network.

Chemical Bank said that there's no transaction fee for using another bank's
ATM, unless the ATM was ONLY on the Cirrus network.  If the ATM is also
on NYCE, Plus, or MAC, there's no fee.  (I imagine that most or all of
the ATMs in the "tri-state area" are also on one of these networks.)

And by the way, Amsterdam Savings Bank doesn't charge a transaction fee
for using another bank's ATM, but they charge you a flat $1 per month just
for having the ATM card.
-- 
Joe Schwartz       E-mail: xor@acm.rpi.edu  or  xor@clotho.acm.rpi.edu
MapInfo Corp.
200 Broadway       These are my own opinions.  Any similarity to the
Troy, NY 12180     opinions of MapInfo Corporation is purely coincidental.