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This is a Call for Reviewers for a new submission to the newsgroup
"comp.sources.reviewed".  Instructions for responding to this CFR are
included at the end of this message.

	Submission Name: am
	Environment: Unix
	Number of shar parts: 1

                              -----------
                              Description
                              -----------

The program AM is a 'realistic' amortization schedule generator.  It handles
all the typical cases for a loan payment calculation program of this type:

	Takes loan amount and interest rate.

	Will compute payment amount (given length of loan) or use supplied
	value.

	Will print all or part of the resulting schedule (do you really need
	all 30 years printed?).

	Prints yearly sub-totals and final totals for everything.

The 'realistic' part is what makes AM unique.  These are the features that
allow this program to do 'real' amortization schedules (ie, one where
everything isn't just perfect):

	It prints all numbers right-justified with commas just as a
	professionally (done in COBOL?) created schedule would.  This makes the
	resulting schedules look very nice, and be easy to read.

	It allows the first month to be defined as short or long (more or less
	days than normal) for the cases where the loan doesn't close on the
	first of the month, but payments will be due on the first.

	It allows extra, short, or missed payments to be defined for any month.
	This is necessary when running schedules on existing loans that have
	not been well behaved (see the file ./example for a complex example).


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-- 
        Andrew Patrick acting as Comp.Sources.Reviewed Moderator
              Department of Communications, Ottawa, CANADA
                         csr@calvin.dgbt.doc.CA