🚀 go-pugleaf

"Al" wrote:

> AXemen99 the link you provided to a US site doesn't apply here.
> Canadian banking isn't governed by US laws. The site refers to direct
> payment cards which are only available here from credit unions (and
> most of them don't know it) They look like a Mastercard but debit your
> bank account, sort of like a secured credit card. They are VERY common
> in the US and virtually unknown here.
> Anyway, the preauth at the pump is standard for ALL credit card users
> since pay at the pump came into being. If you have never noticed
> you've never gotten close enough to your limit. If you know you are
> close to the limit don't pay at the pump, pay inside. The $100 is
> because they don't know you have a civic not an F150 and they want to
> be covered regardless.
> PC mastercard is issued by Mastercard and does not debit from your
> bank acct. It allows charges up to your agreed credit limit. It is the
> same as any of the other 50 or more branded mastercards as far as
> using it goes.

I still don't agree with charging gas, food or booze.  That stuff is in and 
out - use a debit card, and it's paid for.  Using a debit card is quick - 
just swipe, and you're done.  No change to mess around with, and you don't 
have to watch the clerk as they count out your change.  Because many of them 
haven't a clue how to "count back" change properly.  Our monthly bank fee 
covers any and all transactions, except for using another machine for a cash 
withdrawal... which happens only a couple of times a year.

    - Rick