🚀 go-pugleaf

"Al" wrote:

> Interestingly replies are showing up on google groups a loooong time
> before they do on bell's server.

I noticed that first thing this morning... that's Bell for ya! :)

> Also, someone is arguing that someone is making money on this "held"
> money, using it somewhere else? There is no actual "money" being held,
> they simply reduce your available CREDIT temporarily. Is money you
> could potentially borrow, but haven't yet, real cash money? No. They
> are actually depriving themselves of potential interest.

Well, it doesn't help your available credit any... there's always a catch, I 
guess.  Some people charge *everything* with the intention to pay it off 
within the 21 days (or whatever CC companies offer.)  And they don't, so 
that's where the interest gets charged.

What bothers me about paying credit cards on time is that "on time" depends 
when *they* receive the payment.  If I had say 3 days to make the payment 
and made the payment online the very next day, chances are they wouldn't 
receive it and I'd wind up paying interest.

Why tell me I have 3 days to pay and then sting me?  I know it states that 
may take longer than a couple of days to process the payment, but the money 
has left my account the second I made the payment.  I can't use it, they 
haven't received it... where the hell is it?

    - Rick