Article View: hfx.general
Article #924Re: Insurance Fees? Time to have your say..
From: Sam Spam
Date: Wed, 19 Mar 2003 11:15
Date: Wed, 19 Mar 2003 11:15
128 lines
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7414 bytes
Everyone here makes a big noise for change but if you want it go to a
meeting
write the commission or give up because voicing here solves nothing
"Dexter J" <dexter@dexterdyne.net> wrote in message
news:3E77B0E5.FFD7F24@dexterdyne.net...
> Salutations:
>
>
http://www.canada.com/halifax/story.asp?id={F68A337A-7411-4D79-ABCF-B55828FA
D087}
>
> Ron Russell has put down the glove - and it's up to us now to let him know
> where this should be going.. I am CC this post to his constituency e-mail
> address if you wish to add it to your reply directly and immediately (you
> will need to use a valid e-mail address)..
>
> Please be careful with the addressing on this email if you decide to reply
> using a real email address - I do not mean to lure anyone into public
> debate
> in the usually anonymous medium of the public internet newsgroup..
>
> Me? I'm pushing hard to the hoop for no fault PI/PD and limiting claims
> liability unless there are extraordinary circumstances in play and then
> only as supported by the facts of the claim and after the party at fault
> has been formally convicted as being criminally at fault.. You hurt
> yourself driving off an embankment at 120kph - your problem.. You want
> someone to pick up the repair bill when you do? Carry extended private
> or perhaps even an enhanced extended government insurance plan.. The
> gravy train in the insurance biz..
>
> Insurance claims should not be like winning the lottery - nor should they
> support idiots and people with evident esteem issues behind the wheel..
>
> This is not everyone's position and I figure everyone has as much right
> to an opinion as I hope anyone would feel I do..
>
> I have followed this issue for some months now and think a Government
> run model wherein the province has the right to pull vehicle plates
> (not tags - plates) and licenses when a driver appears to be the cause
> of - or - is involved in an unusual number of accidents (regardless of
> cause) over a couple of years - then forcing them to retest to prove
> that they are capable of operating a conveyance safely and defensively
> - is completely the right way to go.. I have spoken about this with a
> very good friend of mine who helped setup the Access Nova Scotia system
> and he agrees - not that is appropiate for him to comment as he now
> sits on the Human Rights Commission..
>
> It will go a long way to straightening up the idiots out there who drive
> like they - are - insured to the hilt and anyone they happen to croak
> along the way whilst on the cell phone and/or eating breakfast - is just
> some bad luck.. Mr. Russell is a Veteran and Pilot and will understand
> my concern being man who has handled some very high performance machinery.
>
> Interestingly, as it stands, the insurance industry has full authority
> to flag your license in the unfortunate event you are - say 20 days -
> over with your payment or are caught driving with an expired policy..
>
> In some cases the motor vehicle dept. can be forced to pull your license
> and tags and refuse to you service until you pay for an additional
> 'drivers' policy - in most cases on top of your regular PI/PD.. On
> average - $1,800/$2,400 extra a year for a minimum of three years
> summarily..
>
> Not that they are interested in getting you off the road and providing
> (or accepting that you may have taken) additional driver training if you
> have been in an accident.. No - but they will be more than happy to up
> your rates 400% annually for the rest of your driving life..
>
> In Quebec (no matter what else is wrong with the province) - you acquire
> extended insurance for additional coverage to satisfy the financing
> companies interest in your machine - which is fair and interestingly has
> gone a long way to people maintaining their cars longer and generally
> supported a healthy used car market where average folks can buy good
> cars without lining pockets in Detroit or Tokyo.. You get your plates
> when you pay your fees.. Period.. Drive like an idiot (speeding - DWI
> - DWM) - they start to go up..
>
> My take is that the industry players have been doctoring the figures to
> support their surprising interest in the issue of government run
> insurance (you know - given it's such a money loser for them)..
>
> What apparently slim profits there may be in the business of PI/PD -
> I would rather see go to the government coffers over some awful Trading
> Manager somewhere overseas to cover their losses on the stock market..
>
> Which - I take to be the real reason our 13 year old SAAB sedan has
> suddenly been reclassified as 'sports' car - the 4 doors, trunk,
> roof rack and one speeding ticket in my entire life (none for my wife)
> - being just a clever ruse on my part (and SAAB's) to dodge the fees..
>
> I would welcome an opportunity to present to the minister my experiences
> over the years with the local auto insurance industry - get my mind off
> what few IT jobs there are out there that I've been applying for..
>
> Below is the ministers contact info - please - make a moment to outline
> your own experiences as well and forward them as I'm willing to bet
> Mr. Russell will read them..
>
> Indeed - save this message for the next time someone starts complaining
> and forward this along to them - they will likely get a fair hearing..
>
> Here is the contact info for Ron Russell - get this though and I'll vote
> for whoever you think I should Mr. Russell.. :) ..
>
> Don't let them try to pull the wool over your eyes with some very
> questionable accounting math not even the Canadian Bar association
> can confirm..
>
> Office:
> Phone: (902) 424-5300
> Fax: (902) 424-0575
> mailto:russelro@gov.ns.ca
>
> Constituency:
> Phone: (902) 798-5779
> Fax: (902) 798-4093
> mailto:rrussellmla@ns.sympatico.ca
>
> --
>
> J Dexter - webmaster - http://www.dexterdyne.org/
> all tunes - no cookies no subscription no weather no ads
> no news no phone in - RealAudio 8+ Required - all the Time
>
> Radio Free Dexterdyne Top Tune o'be-do-da-day
> Dave Mason - Only You Know and I Know
> http://www.dexterdyne.org/888/126.RAM
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X-Google-Language: ENGLISH,ASCII-7-bit X-Google-Thread: fbdd9,adfa9170e1fdfa8d X-Google-Attributes: gidfbdd9,public X-Google-Thread: 10a88a,adfa9170e1fdfa8d X-Google-Attributes: gid10a88a,public X-Google-ArrivalTime: 2003-03-19 02:15:30 PST Path: arc1-ca.pugleaf.net!archiver1.google.com!news1.google.com!sn-xit-02!sn-xit-03!sn-xit-06!sn-xit-08!supernews.com!64.152.100.70.MISMATCH!sjc70.webusenet.com!news.webusenet.com!nf3.bellglobal.com!snoopy.risq.qc.ca!news.uunet.ca!nnrp1.uunet.ca.POSTED!not-for-mail From: "Sam Spam" <nospamo@yahoo.com> Newsgroups: hfx.general,can.atlantic.general References: <3E77B0E5.FFD7F24@dexterdyne.net> Subject: Re: Insurance Fees? Time to have your say.. Lines: 130 X-Priority: 3 X-MSMail-Priority: Normal X-Newsreader: Microsoft Outlook Express 6.00.2800.1106 X-MIMEOLE: Produced By Microsoft MimeOLE V6.00.2800.1106 Message-ID: <1rXda.32021$cB3.171896@nnrp1.uunet.ca> Date: Wed, 19 Mar 2003 06:15:38 -0500 NNTP-Posting-Host: 24.224.158.0 X-Trace: nnrp1.uunet.ca 1048068925 24.224.158.0 (Wed, 19 Mar 2003 05:15:25 EST) NNTP-Posting-Date: Wed, 19 Mar 2003 05:15:25 EST Organization: WorldCom Canada Ltd. News Reader Service