🚀 go-pugleaf

WOW!!
J. Dexter, it seems that you should avoid parking
lots..............LOL.....j/k

Your experiences would make one afraid to park their vehicle.


"Dexter J" <lamealameadingdong@lamelamelame.org> wrote in message
news:3E7807D0.F65D36E1@lamelamelame.org...
> Salutations:
>
> Punk wrote:
> >
> >
> > I don't think it would help in your case anyways.
> >
> > Public- private insurance usually involves the state picking up the risk
> > to flesh and bones, while the private insurers get the motor vehicle
> > end of the deal.  Do a search on what motorists in your similar
situation
> > end up paying overall, in the province of Quebec. That will give
> > you an idea if it's panacea it's all cracked up to be.
> >
> > Punk
>
> Punkster - sit tight..
>
> We pay between us $2,400 per year for minimum PI/PD.. I have one speeding
> ticket and two claims in over twenty years..
>
> I got rear ended on my first Kawasaki 84 - got rear ended in a parking lot
> while eating lunch 96 - had the front of one of my SAABs run over by a 3
> ton milk truck - in a parking lot - while I was in a meeting 89 - my wife
> got clipped across the snout at super store parking lot across from
> Eastlink 01 and we had a tire blow out on a pot hole (thank you budget
> committee recommendations 86) and went into the bulrushes..
>
> The only cash claims we ever made in our wholes lives were $900 for the
> bike and $2,000 for the SAAB the milk truck ran over.. that's fair I think
> - I rebuilt it myself and it was in great shape.. It was always caused by
> someone in a comprehensively insured policy interestingly perhaps..
>
> In fact - we calculated out once and it has cost us more to insure our
cars
> over their service lives than what we paid for them.. We average about
> 60,000km per year.. I have an Amateur Winter and Summer Road Rally
> credentials - we picked up a streamlined GMC 260 motorhome with a fire
> breathing 403 olds bird motor that runs like a top and put down 20,000km
> over the last two years without incident.
>
> Heck - we wear out used cars like other people stain their deck and if I
> may say we actually - are - very good and perhaps annoyingly careful
> drivers - 115kph max blacktop cruise - 10% on the speed limit at all times
> to match traffic and depending on conditions - that's it (my SAAB has a
> programmable alarm for that).. I'm putting one in the GMC when I get some
> cash together again..
>
> Never hurt anyone we loved or anyone else we didn't know.. Well I hit a
> hedgehog on my fab green 77 Kawi ZIR Rickmann 3/4 once - I was so speeding
> at the time - god got me for being one of the crap-heads and it exploded
> into the engine fins and cooked in and fair enough.. It was one of his
> creatures too..
>
> You explain to me were we get to carry $2,400 a year for - only - PI/PD on
> that record of claim? 6 months a year on the MH - 12 months on the SAAB
and
> the ZIR is under glass awaiting a trip to Barrett Jackson's when the kids
> want to go to College..
>
> Maybe I'm wrong - maybe I'm a dangerous parker or something.. I think I
> went out of my way to be rude about Quebec (I lived in Montreal for
> years).. What - their - sneaky pants do is build the road tax into the
> Insurance fee..
>
> I said adopt a system - like Quebec. No fault and limited - provable - one
> time - liability.. Insurance of any kind here doesn't insulate anyone from
> further payment here no matter what the insurance company fork over -
> everyone can be further privately sued anyway to double up the money..
Like
> I said - it's the damned lottery if you play it right..
>
> My take is that we should insure the driver rather than the vehicle
> actually..
>
> Records and Mileage count as you can safely assume that high mileage
> drivers that have few infractions and low accident involvement (as both
the
> victim and the evident party at fault) are cheap to keep on the road..
> People who aren't need better and formal driver training.. Period.. It's
> fun actually - the cone track skid pad is a total hoot.. I'd take the
> course just for legal kicks man..
>
> I know I also said that they should consider an enhanced option to cover
> collision and fire as that is were the gravy train is and it will offset
> any costs of PI/PD from the proceeds.. They are considered separate
> business lines on the corporate accounting math the automobile insurance
> interests whine on about (tricky eh?) it is allowed so we may be offered
to
> upstream reinsures separately..
>
> Now I'm no 'more government is the answer' kinda guy - HAH - I can tell
> you..
>
> If I was looking to balance the book - I WOULD love to set up an Insurance
> Biz in the province on a competitive basis - done without the operating
> debt load caused when a series of fairly obvious bad bets in the
Technology
> and Energy futures markets went sour - you'd be fatter that ACOA itself in
> 10 years..
>
> Any normal person accepts that people should be legally be required to
> carry automobile insurance - but - I would rather those evidently so razor
> thin profits (yeah - pull my finger) head into my provincial coffers
rather
> than over to the likes of Merl-Lynch (who finally got bagged on Enron
> yesterday BTW - hur-f*ing-ray)..
>
> I'm surprised that you, of all niks', would be good with it feeding some
> fat bastard Fleet Street steak and kidney pie..
>
> --
>
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