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Article #22

Re: WOMEN & MONEY

#22
From: dkenterp
Date: Mon, 30 Dec 1996 00:00
360 lines
15265 bytes
pod@cadvision.com (Mariusz Zydyk) wrote:

>On Sun, 29 Dec 1996 07:17:24 GMT, dk@cadvision.com wrote:
>[>>I don't see where your figure of 95% comes from.

>[>  it comes from stats canada
>[>dont assume .... quote fact please
>[>GO TO LIBRARY AND READ IT
>[>or just ask a mutual fund salesman!!!!!!!!!
>[>better yet...ask an old person how much he gets.
>[>can you live off of 12000 a year?

>------- I'm not an old person. Like I said before, I don't care
>how much old people make, or don't make. I won't be
>retireing for another 30-40 years. I can still make money regardless 
>of mow much in debt old people are. BTW, it is a well known fact that
>10-12% people are unemployed in Canada. Your figure of 5%,
>again, comes from...? I bet it was your sponsor who told you all
>those facts? No? You heard it at one of the rallies then? Why don't
>YOU check the facts YOURSELF.
I have  

do you want to put money on this one???
>[>one more fact for  the ladies....32 years ago only 8 % of women worked
>[>rite now84% work
>[>The way i see it .... wages have not kept up with inflation 
>[>it now takes two produce what one income did 32 years ago?
>[>money doubles every ten years ...has your wage?

>------- This is really interesting from an economics point of view.

>People don't make as much as they used to.
>People don't spend as much as they used to on 'optional/luxury' items.
>Businesses don't make as much money as they used to.
>Businesses don't pay employees as much as they used to.
>People don't make as much as they used to.

>And on it goes. Since it is unacceptable for business to keep
>us broke all the time, something's gotta break sooner or later.

yea the canadian people 
they will all be broke

>From a practical point of view, guess who is making the
>minimum wage. Mostly uneducated people, high school
>dropouts, single parents, etc. The people making $15/hour
>and up are in technical jobs, jobs requireing a certain amount
>of skill and knowledge. It is entirely not unreasonable for
>computer consultants to be in high demand. It is even
>less unreasonable for them to charge $100+/hour.
yes but lets include expenses and training

what Is their net worth?
>[>question is are YOU inactive?

>------- In amway, yup.

>[>I thought that COMMUNISTS were dependant upon the state?
>[>government controls us real good !!!!

>------- We live in a SOCIALIST country. If you get into financial
>trouble, no matter what the reasons, you can rely on x numbers
>of dollars to supplement your own income, or lack of one. Now,
>you and I may not agree with this, but that's the reality. Vote
>reform or whatever next election, or move out of the coutry if it
>bothers you that much.

so you admit  you are dependant upon the state?
the state controls your livelyhood
hmmm
when did canada turn socialist?
we live in a free enterprise economy with free trade


>[>no amway DOES NOT tell how many distributers they have
>[>find out for yourself 

>------- Many people did this already. In response to your last 
>message, I did some snooping around. The numbers for 1996
>are (according to various authoritative sources):
note the sources are NOT from amway
put your shoe in your mouth and take a bite!!!   taste good!!
>Dunn and Bradstreets: 1.7 billion (1996)
>The Wards: $4.5 billion (1996)
>Amway: $6.4 billion (1996)
differance of $4 BILLION?
how accurate is  this...... the company you work for probobly does not
even come close.
Do you know how much aBILLION is? 
>These are sales figures. The most accurate figure comes from
>The Wards Directory. You see, Amway quotes RETAIL volume,
>while TWD has the properly reduced WHOLESALE volume.
>This is very proper, as most amway products are consumed
>by the distributors themselves. What little is sold, does not go
>at the suggested price (marked up by 30%) because amway
>products are mostly too expesive for your average consumer.
>Many distributors have to sell at much lower markup rates
>(this is from personal experience as well). You will find that
>TWD's is almost exactly 30% lower than the amway figure. In,
>any case, let's use the inflated 6.4 billion. With somewhere
>between 2.5 and 3 million distributors (varies with source)
>this works out to $2600/year in the best case. And this
>is only the volume. What is the profit? Can't possibly be higher
>than the $2600 above.
sorry

their is no retail/ wholesale B.V.  !!
you are very misinformed. you should have read the literature.
SHOW ME A PRICE BOOK WITH RETAIL AND WHOLESALE  BV

we also ALL pay the same price!!

how can you give me an average income when you ADMIT your sources
VARY? 
her it is WITH accurate figures TO 1994 {sales on 6.3 billion) is 3200
dollar
but like I said the average is pointless because some people get in to
buy .

>[>I CAN PROVE AT EVERY STAGE THE PERSON AT THE BOTTOM HAS THE
>[>OPPERTUNITY TO MAKE MORE THAN THE PERSON AT THE TOP!!
>[>you should have read that  sa4400 form
>[>and please note we are the only ones with GOVERNMENT APPROVED
>[>literature!

>------- The government does not approve of the sa4400. It
>only REQUIRES that amway provide this infomation on request.
>It is in no way endorsed or approved by the government.
Why do you think it is LAW to  show it to you ?They must have approved
it to make it MADANTORY!
that shoe must be TASTY!!! SWALLOW!!!

>As to your first sentence, Yes, the person at the bottom has great 
>opportunities to make more than the person at the top,
>however, the person at the top will also make more money
>when the person at the bottom does well. Not as much money,
>only the residual income and bonuses and whatnot, but he will
>make money of off the bottom person. Notice that I NEVER said
>the person at the bottom HAD to make less than anyone higher
>up. Don't twist my words.
so you admit  you CAN make more at the bottom than the top?


>[>tell me where i can get a SAFE return at 15% ( at least to keep up
>[>with inflation)?

>------- Whether _I_ know of such a source is not the point. Like I 
>said, you do your own research, and invest where you think it is
>appropriate. You can always go for bonds or blue chip stocks or
>mutual funds. While much safer, they provide a lower rate of
>return though, and they do beat the inflation
oh really
what one paid 20 % THIS year?
and what will be the price of pork bellies next year?
 what do you use CRYSTAL BALL?




>[>you  just dont get it.
>[>I am not saying dont invest
>[>I AM saying you do NOT have ENOUGH  income to invest.in a job
>[>situation. sure save all you can  

>------- Of course, if you do not have enough money to invest,
>there is not much you can do. However, I do not think Amway
>is not a valid alternative. Partly because of some of the above
>numbers, partly because I do not agree with the strategies employed
>by various systems (britt and yager immediately come to mind),
>partly because I just don't see a way one can make decent money
>at this, partly because the company is dishonest and corrupt, and for 

what charges have we been found guilty of
how are we corrupt?>



seems every fortune 500 company  wants to deal with corrupt old amway.
a whole sleuth of other reasons. I don't even care about what all the 
>financial planners and rich people say.
so they say it works.
you cannot say amway does not work because I am proof it does
you cannot work amway


 BTW, did you know that Bill
>Gates NEVER in his life said Amway was a great business to get into?
>He only said that DIRECT MARKETING was the wave of the future,
>Direct marketing as in selling directly to the customer. Amway does 
>not do that. 
you must be joking!!!
WHAT DO YOU THInK AMWAY IS
it is the biggest direct marketing company in the world!!
WE SOLD MORE DODGES IN CANADA THAN THE TOP40 DOGE DEALERSHIPS


you just LOST ALL YOUR CREDIBILITY!!!!!!!!!!!!!



The goods filter down through layers of distributors, 
>until they eventually end up in consumers' hands, after days and
>weeks of delays. This is not selling directly to the customer. When
>BG said the above, in context, he was talking about the internet
>and the potential it holds for both consumers and businesses. And
>you already agree that listening to rich and successful people is the
>way to go.
and what about don trump now
 come on 

>[>you have to diversify yourself. Remember the price of the caddy will
>[>double in ten years can your financial planner help you get a RAISE?

>------- I do not want a caddy. The thought of money (large amounts of 
>it anyways) does not drive me.
you dont have to justify beiing broke to me
just yourself

would you go to work if you dident get paid
you chase money more than I do
you worry about it  every day you work
My finances are taken care of
I do not worry about money
who is materialistic



I want to be happy with my life, with
>my job, with my family and friends, and with myself. If amway works
>for you, great! Keep on doing what you are doing. While you are
>out there driving all around town and province talking to people about
>'the plan' after your regular job hours, I will be drinking a frosty 
>beer and having fun with my friends. I don't pretend to know all the 
>answers to everyone's financial, personal and social problems,
>I do what I feel is honest and decent.
whats that drink beer with your friends? Watch tv after work?

you expect  the state to take care of you .     while i was out making
a living
you were partying with your friend?
you are a leech my friend and worse than welfare.


 I won't have to worry about
>my financial planner getting me a raise, because of the way
>investing, re-investing and compund interest work. Your money
>does not just double every 10 years, it much more resembles
>an exponential curve.
was he a mutual fund saleman showing you fancy charts or graphs 
so he can make money off of you

you donot bank enough to make them charts work my friend
you are still trying to pay off your house









Do you think Bill Gates made his money
>from sales alone? Yeah, maybe 20-30% of it. The rest came from
>hard work and smart business/financial decisions.
yea but  now im free
and you have to go to work
dont pound back to many beers
makes  hard to wake up
for your master

slave is a slave
 bill gates was rite smart business decisions pay off


>[>DEBT. Gee the banks made millions.... it wasent off service charges
>[>is debt is the real game?  

>------- Gee... and you don't have to pay income tax and mortgage?
my house is paid for
and I pay my tax
>[>tell me how much do I need invested to make 100000 a year
>[>EACH YEAR 
>[>I could never hope of itsaving this amount

>------- You won't make that much when you start off of course. It 
>builds up. Just like you did not make $100,000 your first one, two,
>three or probably even more years in amway. These things take time. 
>People make money very fast very rarely, by accident, by being in the 
>right place at the right time. The vast majority of the money out 
>there is made over time, not worked a job
you could NEVER achieve this from your job




>Don't you tell your new recruits that to replace their current income
>with amway (say $30,000-$60,000/year) takes 2-3 years? Don't
>good investors and planners tell you the same things?

>[>look at the malls ask yourself why is "for lease" the most popular
>[>store name?
>[>Wonder where the business went?
>[>we grew by 25% last year!!

>------- See a few paragraphs up on my opinions of people having less
>money nowadays. You can't think amway has grown a lot in canada or the

>us? Hasn't amway been expanding into china and india and all sorts of 
>countries for a couple of years now? Why is the growth rate slowing 
>down?
tell me why is the lethbridge area the fastest growing of all amway
whay do 1/3 the poulation of strathmore shop AMWAY
sorry bud 
that shoe eaten yet?
>1993: 3.9 billion
>1994: 5.3 billion
>1995: 6.1 billion
>1996: 6.4 billion

>Isn't 1995 about the time amway started to expand into other countries
>aggresively? Getting desperate in north america, eh?

free trade bud

hey i get paid in various currencies like yen marks etc.

its called INVESTMENT moron
What happen to the canadian dollar when the government goes broke
gee things are fine in japan in fact  i make enough in other countries
that if canada got wiped off the face of the earth i would still get a
cheque>
dident your dad teach you about having ALL your eggs in one basket!!

whay did mcdonalds go to russia
were we sick of big macs??

duhhhhhhhhhhhhhhhhhhhh

>[>The real loosers ARE 95% of CANADIANS!!!!!
>[> got to ask yourself .............are you one?

>------- Nonono... seeing as about 1-2% of the US population is in 
>amway, I consider myself one of the _98%_ of losers (by your 
>definition of loser only).
consider this
mci joint ventured with amway in the u.s.
1/3 of at&t switched to mci because of this venture
amway distributers do not sell< okay a little bit>
 what does this suggest?

remember pigs dont know pigs stink!!!!!!

>I think it is time for me to end this thread. I have said all I have
>to say about amway.
>--
why???? you run out of feet to stick in your mouth??
       http://www.ucalgary.ca/~mszydyk/
> Prince of Darkness                                     pod@cadvision.com
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From: dkenterp@cadvision.com
Subject: Re: WOMEN & MONEY
Date: 1996/12/30
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