Re: Debit card question

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Article #5689

#5689

From: Steve Pope
Date: Mon, 09 Jan 2006 04:43

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James Linn  <jlinn@idirect.com> wrote:

>John Smith wrote:

>> Canadian debit cards use the "Interac" network, so your run of the mill 
>> American Plus / Cirrus / Maestro ATM card will not work. However Canadian 
>> debit cards usually have a cirrus or plus logo, so they can be used in 
>> foreign ATMs, but I don't know if they will work at American POS terminals.

>> An American debit card with a Visa / MC logo will be rung through like a 
>> credit card transaction (signature, not Pin, no cash back available) 

>Interac is the common carrier for all the Canadian banks but there are 
>cross agreements and I've been using Cirrus and Plus ATMs  in the US for 
>20 years. I've rarely had a problem finding one that didn't work.

>Never tried to use a debit card at a store though.

I have never sucessfully used a U.S. ATM card to get cash back
on a purchase in canada.  This must be why. They work fine in 
Canadian ATM's. 

This is somewhat of a bummer since EFT's avoid the fees associated
with out-of-area ATM's.

Steve

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From: spope33@speedymail.org (Steve Pope)
Newsgroups: misc.consumers,ba.consumers,misc.consumers.frugal-living
Subject: Re: Debit card question
Date: Mon, 9 Jan 2006 04:43:20 +0000 (UTC)
Organization: "a2i network"
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