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Article #2581

Re: Pre-Approved Credit Card Scam Household Bank

#2581
From: Intrigue1
Date: Mon, 30 Dec 2002 01:43
47 lines
3162 bytes
On Sun, 29 Dec 2002 18:56:53 -0600, Huang Chung <WangChung@ev1.net>
wrote:

>Intrigue1@spiritone.com wrote:
>
>>On Sat, 28 Dec 2002 22:07:59 -0600, Huang Chung <WangChung@ev1.net>
>>wrote:
>>
>>>I got an un-asked for pre-approved credit card from Household Bank
>>>which I promptly threw away.  Now I have a bill from them for $59.00!
>>>It says I have a lousey 300.00 credit  line with them I have a
>>>$13,000.00 credit line with a Real bank, with real live people to talk
>>>to - clearly these people are trying to get money from me for nothing.
>>>The only phone numbers they show are not only not toll free, they go
>>>"to automated account information" - an account I never asked for!
>>>What do I do?
>>>
>>
>>  Legally, you could have gone out, charged whatever you wanted and
>>they couldn't "Demand" you repay them. If this is true.
>>
>>  Now, how to respond? 
>>
>>  They have a postage reply envelope? 
>
>There is an envelope which has to have a stamp, to pay this $59.00
>Annual Fee Assessed', which is the only charge..

  I get the offers all the time..shred everything but the reply
envelope. Stick a old useless stamp on it, leave no return address and
drop in mail..Oh, include shredded material. :)
>
>>Use it and include a letter
>>stating you will be seeking legal avenues to have them shut down,
>>burned from the face of the earth etc...etc.
>>
>>  One thing I might mention..I wouldn't have "Thrown away" that
>>card..someone else COULD get ahold of it and made your life miserable
>>or maybe they are trying to..
>>
>I cut it up in several pieces and threw it in two separate bags.  I've
>complained to the Apartment management here several times about
>allowing the trash-pickers in here.  They ignore my complaints and
>suggest I move.  Pretty brazen, but that's not the issue here..


  Good idea though..Some people are so careless. :)
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From: Intrigue1@spiritone.com
Newsgroups: tx.general,dfw.general,houston.general,sat.general
Subject: Re: Pre-Approved Credit Card Scam Household Bank
Date: Sun, 29 Dec 2002 17:43:10 -0800
Organization: http://extra.newsguy.com
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