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Article #2582

Re: Pre-Approved Credit Card Scam Household Bank

#2582
From: Huang Chung
Date: Mon, 30 Dec 2002 03:40
59 lines
3525 bytes
Intrigue1@spiritone.com wrote:

>On Sun, 29 Dec 2002 18:56:53 -0600, Huang Chung <WangChung@ev1.net>
>wrote:
>
>>Intrigue1@spiritone.com wrote:
>>
>>>On Sat, 28 Dec 2002 22:07:59 -0600, Huang Chung <WangChung@ev1.net>
>>>wrote:
>>>
>>>>I got an un-asked for pre-approved credit card from Household Bank
>>>>which I promptly threw away.  Now I have a bill from them for $59.00!
>>>>It says I have a lousey 300.00 credit  line with them I have a
>>>>$13,000.00 credit line with a Real bank, with real live people to talk
>>>>to - clearly these people are trying to get money from me for nothing.
>>>>The only phone numbers they show are not only not toll free, they go
>>>>"to automated account information" - an account I never asked for!
>>>>What do I do?
>>>>
>>>
>>>  Legally, you could have gone out, charged whatever you wanted and
>>>they couldn't "Demand" you repay them. If this is true.
>>>
>>>  Now, how to respond? 
>>>
>>>  They have a postage reply envelope? 
>>
>>There is an envelope which has to have a stamp, to pay this $59.00
>>Annual Fee Assessed', which is the only charge..
>
>  I get the offers all the time..shred everything but the reply
>envelope. Stick a old useless stamp on it, leave no return address and
>drop in mail..Oh, include shredded material. :)
>>
>>>Use it and include a letter
>>>stating you will be seeking legal avenues to have them shut down,
>>>burned from the face of the earth etc...etc.
>>>

Very good plan - I suppose there will be a 'next time' with some other
fraud, and I will handle it that way.  In the meantime, I'll have to
define the charge I want to levy against these cretins in small claims
court.  Extortion?

>>>  One thing I might mention..I wouldn't have "Thrown away" that
>>>card..someone else COULD get ahold of it and made your life miserable
>>>or maybe they are trying to..
>>>
>>I cut it up in several pieces and threw it in two separate bags.  I've
>>complained to the Apartment management here several times about
>>allowing the trash-pickers in here.  They ignore my complaints and
>>suggest I move.  Pretty brazen, but that's not the issue here..
>
>
>  Good idea though..Some people are so careless. :)


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From: Huang Chung <WangChung@ev1.net>
Newsgroups: tx.general,dfw.general,houston.general,sat.general
Subject: Re: Pre-Approved Credit Card Scam Household Bank
Date: Sun, 29 Dec 2002 21:40:49 -0600
Organization: Everybody Huang Chung Tonight
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