🚀 go-pugleaf

You set up a straw man. Direct personal exchanges with reasonable,
smart and organized people are very good. However, good ecommerce
programs are much better than the reality of unreasonable, dumb 
and disorganized salespeople. 

The web gives bigger selections at far lower prices, in less time, with 
less risk. Add in the danger of driving a car and getting robbed or killed,
at or on the way to your local store. Add the frustration of dealing with
under paid people who may steal your credit card or credit identity.
Dumb computers are better than dumb people, because smart people 
keep trying to make them better. Dumb people may soon be the only
people you find at retail stores and banks. Smart people work with 
computers in ecommerce.

On Thu, 20 Apr 2000 18:45:20 GMT, "anon" <anon8@anon.anon> wrote:

>anon wrote in message
><3koH4.2161$ei.145385@bgtnsc04-news.ops.worldnet.att.net>...
>>Look, I'm on your side. I don't want to make donkeys out of you; I want
>>retail sales in ecommerce to grow. I WANT to buy online someday. Many
>people
>>don't trust giving out their name and number over the net, if they can get
>a
>>product in person or by snail mail.
>>
>>The problem IS that bad. The percentage of the retail market in esales is a
>>paltry sum. I heard less than 3 billion dollars. And the only reason people
>>resort to ebuying products they could purchase in person is because of the
>>extremely low prices offered. That's not saying much for the confidence
>>consumers have in eretail. The system must change. If you feel there is no
>>risk, take a trip to the Internet porn sites - and I dare you to give out
>>your number in several places that offer a lot of porn for $4.95. You know
>>you'll probably have fly by night, open for a month operations using your
>>number. It's not the fifty dollars that matters. It's the inconvenience of
>>identity theft that matters.
>>
>>Admittedly, this example of SSN theft could have been from some other venue
>>besides the net, but potential consumers would ask 'why make theft more
>>possible by giving name and numbers on the net to small retailers?' The
>>following article shows the RIDICULOUS price one must pay for identity
>theft
>>EVEN if you are reimbursed someday:
>>
>>http://www.cnnfn.com/2000/04/05/social_security/q_retire_privacy/
>>
>>.......................................
>>
>>
>>Michael J. Liberatore wrote in message ...
>>>If someone uses your credit card other than you are not responsible for
>any
>>>of the charges. If you physically lose the card then you are only
>>>responsible for the first $50.00
>>>
>>>You are not at any risk. It is the banks and the merchant that takes the
>>>risk and there are safeguards for the merchant, but unfortunately many
>>>merchants would rather take the risk than turn down a lucrative sale.
>>>
>>>Believe me, if the problem was that bad then the banks would implement a
>>new
>>>system.
>>>
>>>Michael J. Liberatore
>>>Venture Financial Group
>>>
>>>
>>>"anon" <anon8@anon.e> wrote in message
>>>news:3CVG4.38181$pK3.975565@bgtnsc04-news.ops.worldnet.att.net...
>>>>
>>>> The credit card system is ridiculous. I would NEVER give out my name and
>>>> credit card number on the Internet, because of hackers and who knows
>what
>>>> else. I would only use my credit card at dealers and sellers whom I
>could
>>>> confront physically with any discrepancies. Right now ecommerce has a
>>>SMALL
>>>> share of the retail sales business. Some people are forced to do
>>ecommerce
>>>> for info, etrades, software, etc. But there is no way I would keep an
>>>> account with anyone on the Internet. If forced, I'd make one transaction
>>>and
>>>> close my credit card account.
>>>>
>>>> The only answer is to change the way credit cards are used. Come on use
>>>your
>>>> brains. There must be a way to make a transaction - then VERIFY the
>>>> transaction at the buyer's local bank. For example, the credit card
>>>company
>>>> won't pay off for any transaction UNLESS the card user has informed his
>>or
>>>> her local bank of the exact transaction and amount - through some means
>>>not
>>>> obtainable by hackers, eg. a phone call using a special code number.
>This
>>>> extra service could increase retail sales through the Internet because
>>>> buyers would be less afraid of long distance theft (even from the UK) of
>>>> their credit card number and their name. The current system invites
>>fraud,
>>>> and typical buyers don't want to pay even fifty dollars for large false
>>>> charges. Credit card companies must work more closely with banks.
>>>>
>>>> Banks would benefit. Ecommerce would benefit, and the world would evolve
>>>due
>>>> to more retail sales via the Internet. The average consumer is probably
>>>wary
>>>> nowadays of giving out his credit card number over the Internet.
>>>>
>>>>
>>>
>>>
>>
>>
>
>
>

  Mike Block, Tax Fighting C.P.A.
 World's #1 QuickBooks Top Tester
  FREE 462p QB book/error codes/
80 QB add-ons http://blocktax.com
QB no-spam news:biz.comp.accounting
   Ft Lauderdale FL 954-566-7540