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6 total messages Started by Fred Fri, 15 May 2009 21:48
credit card fraud
#8887
Author: Fred
Date: Fri, 15 May 2009 21:48
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We think of credit card fraud as being someone using the card or
number without permission and passing it on to a company for payment. 
Nowdays the companies are into the game as well.  If a company has
your card number they just go ahead and use it without permission.
I had paid a telnet bill once with my VISA Gold card in April, They
asked me if I wanted to take it off the card regularly and I said no. 
Then is May my telnet bill came showing the April payment overdue and
added on again to the May payment doubling my bill for May.  I
decided to wait and see if it showed on my credit card bill as having
been paid in April before I paid this one.
When I got my credit card statement it didn't show that time period,
but it did show the double payment deducted from my VISA without any
authorization at all.
You have to be very careful about these things.  No wonder people
can't get ahead in this world.  They hammer you down at every turn.

-- 
Peace,
Fred
(Remove FFFf from my email address to reply by email).
Re: credit card fraud
#8888
Author: John A. Weeks III
Date: Fri, 15 May 2009 22:38
18 lines
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In article <guknun$p83$1@news.motzarella.org>,
 Fred <fred@fredwilliamsFFFf.ca> wrote:

> You have to be very careful about these things.  No wonder people
> can't get ahead in this world.  They hammer you down at every turn.

It is probably in your user agreement that you authorize the
company to use your credit card information that is on file
if you don't pay your bill on time.  Go back and read your
contact and see what it says.

-john-

-- 
====================================================================== 
John A. Weeks III           612-720-2854            john@johnweeks.com 
Newave Communications                         http://www.johnweeks.com 
======================================================================
Re: credit card fraud
#8889
Author: The Real Bev
Date: Sun, 17 May 2009 03:00
36 lines
3035 bytes
Fred wrote:

> We think of credit card fraud as being someone using the card or
> number without permission and passing it on to a company for payment. 
> Nowdays the companies are into the game as well.  If a company has
> your card number they just go ahead and use it without permission.
> I had paid a telnet bill 

You get billed for telnet?  Mine is free, or at least there's no additional 
charge when I use it.

> once with my VISA Gold card in April, They
> asked me if I wanted to take it off the card regularly and I said no. 
> Then is May my telnet bill came showing the April payment overdue and
> added on again to the May payment doubling my bill for May.  I
> decided to wait and see if it showed on my credit card bill as having
> been paid in April before I paid this one.
> When I got my credit card statement it didn't show that time period,
> but it did show the double payment deducted from my VISA without any
> authorization at all.
> You have to be very careful about these things.  No wonder people
> can't get ahead in this world.  They hammer you down at every turn.

You expected something different?  Keep your eyes open and your wallet closed.

That 1% back for CC usage is tempting, but I'd rather direct my bank to send a 
check -- the 44-cent saving is good enough.  And, although the $5 was tempting, 
my paypal account doesn't know about my checking account.  It's just way too 
easy for somebody to make a mistake that's profitable to them that YOU have to 
straighten out if you want to keep your money.

-- 
Cheers, Bev
------------------------------------------------------
"Give me all your brains or I'll blow your money out!"
                   --Anonymous Unsuccessful Bank Robber
Re: credit card fraud
#8890
Author: SMS
Date: Sun, 17 May 2009 15:25
27 lines
2814 bytes
Scott in SoCal wrote:
> In message <o4LPl.1112$i76.1041@newsfe03.iad>, The Real Bev
> <bashley101@gmail.com> wrote:
> 
>> my paypal account doesn't know about my checking account.  It's just way too 
>> easy for somebody to make a mistake that's profitable to them that YOU have to 
>> straighten out if you want to keep your money.
> 
> Which is why I don't use PayPal. Don't believe for a moment that just
> because your PayPal account is not linked to your checking account
> that PayPal can't make a "mistake" that's profitable for them that YOU
> have to straighten out if you want to keep your money.

My friend sold something on eBay. More than a month later, PayPal 
contacts him and tells him that the credit card that the purchaser used 
was stolen, and that he needs to pay back PayPal.

Huh? Isn't PayPal's job to insulate the seller from this kind of thing, 
and the reason they charge the fees they do?

So they say that if he doesn't pay, they will be taking the money out of 
his checking account. He closes that account quickly, and tells them to 
get lost, and they do.

Never ever, link your regular checking account to PayPal. Get a 
no-minimum balance checking account somewhere exclusively for use as a 
PayPal seller, and don't keep much money in it.
Re: credit card fraud
#8891
Author: SMS
Date: Sun, 17 May 2009 16:54
25 lines
2837 bytes
Scott in SoCal wrote:
> In message <2%VPl.29959$Ws1.9738@nlpi064.nbdc.sbc.com>, SMS
> <scharf.steven@geemail.com> wrote:
>  
>>> Which is why I don't use PayPal. Don't believe for a moment that just
>>> because your PayPal account is not linked to your checking account
>>> that PayPal can't make a "mistake" that's profitable for them that YOU
>>> have to straighten out if you want to keep your money.
>> My friend sold something on eBay. More than a month later, PayPal 
>> contacts him and tells him that the credit card that the purchaser used 
>> was stolen, and that he needs to pay back PayPal.
>>
>> Huh? Isn't PayPal's job to insulate the seller from this kind of thing, 
>> and the reason they charge the fees they do?
>>
>> So they say that if he doesn't pay, they will be taking the money out of 
>> his checking account. He closes that account quickly, and tells them to 
>> get lost, and they do.
> 
> He's lucky. If he had had any funds sitting in his PayPal account that
> he hadn't had a chance to move out yet, PayPal would have simply
> swiped those. 

What's amazing is that there are non-sellers dumb enough to link their 
checking account to their PayPal account.
Re: credit card fraud
#8892
Author: Mark Anderson
Date: Sun, 17 May 2009 23:18
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On Sun, 17 May 2009 09:54:45 -0700, SMS wrote:

> What's amazing is that there are non-sellers dumb enough to link their
> checking account to their PayPal account.

After a certain amount of transactions paypal requires that you link to a 
checking account instead of a credit card.  I ran up against this on one 
of my last ebay transactions a bunch of years ago.  Paypal refused the 
transaction so I ended up paying the old fashioned way -- by money order.  
Then it was fuck paypal and fuck ebay for pretty much requiring paypal for 
every auction.  There are plenty of ways to get stuff off the Internet 
other than ebay and most of the stuff listed on ebay is overpriced crap 
bid up by morons who don't know what things cost in the real world.

Who was it who said "No one ever went broke underestimating the 
intelligence of the American people?"  Ebay and paypal are perfect 
successful examples of that phenomenon!
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